How do high-volume P2P traders avoid bank account freezes?

I maintain seeing individuals on Reddit say their bank accounts get frozen after doing crypto P2P trades, particularly when receiving cash from unknown accounts.

But on the similar time, there are P2P merchants with 500–1000+ completed trades who seem to operate constantly without issues.

So I’m curious:

How do experienced P2P merchants scale back the danger of account freezes?

Do they use particular banks or wallets which are thought-about safer for receiving P2P funds?

Are business/current accounts safer than personal savings accounts for this?