Yesterday I made a post asking everyone’s thoughts about the crypto meeting at the White House today. I may mention that I hope that it gets some price movement going. And the mods removed it. Last week I made another post about everyone’s thoughts on the Trump family crypto stuff. And guess what. Gone again. Are the mods really that sensitive?

I became aware of crypto during the Covid time and I was impressed by the high profits in this market. Now, 5 to 6 years later, I see a dead market of coins, most of which experienced just one pump and then died. What do you guys think? Was crypto just a scam?

Would there be any problems with a crypto currency releasing 10% of its remaining supply that is not circulating yet per year until the max coin cap is reached?

For example, if a coin had an initial supply of 10 million coins and a max supply of 100 million coins, would there be any problems with this coin cause by this coin release cycle method?

Why does Bitcoin use a release cycle based on blocks instead of a set percentage of the unreleased coins in the max supply being released on a schedule?

Do any coins use a percentage based release cycle?

For the love of god please give us some upward momentum. I hope we get some very strong statements after tomorrow’s meeting that helps to move the market.

1. How does initial supply and max supply work for coins?

2. When a coin launches, is the full initial supply released immediately or over time?

4a. When are coins that were not a part of the initial supply, released and are they released all at once or over time?

4b. If over time, do coins that were not a part of the initial supply follow the same release plan that coins from the initial supply did?

1. Are is the creator initial balance of coins given all at once when the coin launches or over time?

2. Is the creator initial balance able to be sold immediately after coin launch, or does a certain time period have to go by before those coins can be sold?

Any links or names of videos or texts relating to this cryptocurrency topics are appreciated.

Before you joke, "is this bull run in the same room, town, planet, or timeline as us?", I think there will be one more.

I didn't take profits the last 20 opportunities given over the last 10 years. And now I'm down 95%. Maybe more. Maybe hell of a lot more when you factor in inflation, potential gains, etc.

So there has to be one more. That way I can fix my mistakes and be able to rest. There must be. I'm owed one more bull run so I can sell and let someone else be a bag holder.

Just one more. Please. I promise I'll cash out and stop believing it will 10x. I don't care if it will 10x. I just want to break even. Please.

Anyone else had big profit but didn't sell because of HODL strategy?

Do you regret it, or do you believe it will go back up?

Hey everyone just joined Revolut’s crypto (zero clue if thats good just I bank with them) I was wondering the best way to get started. Don’t really wanna be spending more than like £20 a month as I learn. Thanks for any advice and help

I’m a freelancer and receive most of my overseas income in USDT. I keep most of it in a hardware wallet instead of converting it to my local currency.

The reason is that converting it creates a tax liability, while my local currency continues to lose value. So USDT feels like a way to preserve USD value.

The problem is that USDT now makes up almost all of my savings.

For those who earn internationally, especially in countries with depreciating currencies: would you consider this reasonable, or is having almost all your savings in one stablecoin too risky? How do you diversify?

After the end of the MiCA transition period, here has been a wave of impersonation using EU regulators and licensed exchanges, and people usually go to ESMA (European Securities and Markets Authority) CASP register to check the legal entity and the services it's authorised to provide. The problem is that the information in the register often won't match what you see in the app or in the message. The brand name may be different from the legal entity, an LEI may be more useful than the name, and some regulators don't issue a separate licence number. Those details can make a legitimate firm look suspicious, or make a fake one look convincing if you don't know what you're looking at.

The name in the register is the legal entity, not necessarily the brand. A crypto platform can operate through a subsidiary or another company that never appears in the app, so searching the name you know and finding nothing doesn't mean the company isn't authorised. If the platform tells you which entity holds its authorisation, the LEI is usually the better identifier to check because it stays tied to that legal entity even when the brand name doesn't.

Licence numbers can be misleading too. There isn't one EU-wide format, and some regulators don't issue a separate number for this authorisation at all. Malta's MFSA doesn't publish a public licence register in the same form, while Austria's FMA doesn't assign a separate reference number for this authorisation. So if an exchange can't give you a "MiCA licence number", that alone doesn't tell you anything. You need to find the legal entity in the regulatory record and check the authorisation attached to it. MiCA also treats custody, exchange for funds, exchange for other crypto-assets, transfers, order execution, portfolio management and advice as separate services. A company can be authorised for some and not others, so a claim that an exchange is "MiCA licensed" doesn't tell you whether the particular service mentioned in a migration message is covered.

Not finding a company in the register can also mean different things. An application might still be pending, a firm might serve EU clients through an authorised partner, or it might not target the EU at all. A firm can also withdraw an application. Binance withdrew its Greek application on 24 June, for example. That's different from a regulator warning that a firm is providing services without authorisation, as the Dutch AFM did with MEXC. Third-party lists often blur these situations together, which is also why their numbers for the total number of authorised CASPs vary. ESMA publishes authorisation records rather than a simple list of unique companies, so one legal entity can have multiple records. The register is updated roughly weekly as well, so any total you see outside ESMA is only a snapshot.

But remember that finding the entity in the register confirms that the company is authorised, but it doesn't confirm that the message you received is genuine. With the migration scams going around now, I'd treat the message as unverified even if the branding and regulatory language look right. Don't use the link in the message to check anything. Open the ESMA register yourself, find the legal entity, match the LEI if it's available, check the services listed under the authorisation, and contact the platform through a channel you already know is genuine.

I hope it is ok to post this here, I am looking for contributors to review instant swap services they have used.

The question of how to get Monero gets asked every day, and it’s usually followed by a bunch of scam/phishing links and other terrible advice.

The best strategy is always to buy Litecoin or Bitcoin and then swap it for Monero using a no-KYC instant exchange. I have created a new subdread to keep track of the most reliable exchanges and provide a place to warn others about scams.

Please join us to share your experiences or request advice:

https://www.reddit.com/r/GetXMR/

In the crypto space there are approximately one billion of memecoins, which are just smart contracts. These smart contracts hopelessly diluted the market and it's time to call them fake-crypto. Cause that's all they are. They give power to a central entity to scam you. So it cannot be considered crypto, cause real crypto is permissionless, trustless, and decentralized.
Memcoins are NEVER trustless: We have all seen what happens, when a central entity, such as Trump, Melania, Hogan, Milei, gets trusted...

But there is one so-called memecoin, that is not a smart contract.
It's a "blockchain", called dogecoin.

Be careful: Dogecoin was ment to be a joke.
It's the worst blockchain ever created.
The creator abandoned his joke project a long time ago.

Dogecoin creates 14.4 million dogecoin EVERY DAY.
That's no joke!
Dogecoin goes to zero and there is nothing that can be done to stop it.

It would have happened a long time ago without the sadistic trillionaire ghoul, who endorsed it, cause he wanted to create damage to decentralization. Space karen endorsed the worst blockchain to create max damage to crypto and to get people burned. He loves that shit.

Edit: Was a fun conversation. We made it up to 7 likes. But i guess in some hours my post will be downvoted to a minus value, cause all the space karen fans are coming in and need to hold the pp of the centralized trillionaire.

The majority of my crypto portfolio is in Bitcoin, then I've got ETH and a few smaller alt positions. The biggest change for me is I don't really think of them all as one thing anymore.

BTC and ETH are long term holdings for me. I'm happy to sit on them for years and see where they go.

The smaller alts are different. I'm under no illusion that I need to hold them forever and I'd happily take profits if they do well.

Interested if others separate their crypto like this, or whether you treat the whole portfolio with the same timeframe.

BTC is sitting around $64,260 right now. Do you think we're dipping below $60k in the coming months, or are we heading straight for $73k? What's your take?

Team Short or Team Long?

I used to play some games that were good back in like 2020/2021 but it seems the good ones all died. RIP Skyweaver

Many say that the market is in the worst condition. Spending money to go there will not be a good choice?

Or shall I think like this?

Going now to avoid an annoying crowd? So that I could get noticed?!

I am thinking of MSTR stock from value perspective what are your thought?

Are there any alternative routes for tax saving?

Welcome to the Daily Crypto Discussion thread. Please read the disclaimer and rules before participating.

Disclaimer:

Consider all information posted here with several liberal heaps of salt, and always cross check any information you may read on this thread with known sources. Any trade information posted in this open thread may be highly misleading, and could be an attempt to manipulate new readers by known "pump and dump (PnD) groups" for their own profit. BEWARE of such practices and exercise utmost caution before acting on any trade tip mentioned here.

Please be careful about what information you share and the actions you take. Do not share the amounts of your portfolios (why not just share percentage?). Do not share your private keys or wallet seed. Use strong, non-SMS 2FA if possible. Beware of scammers and be smart. Do not invest more than you can afford to lose, and do not fall for pyramid schemes, promises of unrealistic returns (get-rich-quick schemes), and other common scams.

Rules:

• All sub rules apply in this thread. The prior exemption for karma and age requirements is no longer in effect.
• Discussion topics must be related to cryptocurrency.
• Behave with civility and politeness. Do not use offensive, racist or homophobic language.
• Comments will be sorted by newest first.

Useful Links:

• Beginner Resources
• Intro to r/Cryptocurrency MOONs ????
• MOONs Wiki Page
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• r/CryptoCurrencyMemes
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Follow a mod account below to be notified in your home feed when the latest r/CC discussion thread of your interest is posted.

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Every bull run people rush to buy in, or have bought in, and in every bear market people sell or accumulate based on their own speculation.

Several cycles happened until now. In every new cycle something changes and still people buy and speculate.

People invest either on research, narratives, influencers, socials, hype, fomo, plain gamble, positive news or because they speculate that in bear market can accumulate on coins that they believe they'll go up, they might want to find the one moonshot, their friends doing it, etc...

Plus there are many influencers that literally made their main job hyping, informing and teaching people on crypto only, so their main income is either from youtube, tiktok, subscriptions, courses, not from crypto but using crypto as their main sell mechanism. So these people they will try to manipulate and make people speculate more, hype more, fomo more so in a way they are one of the factors that drive liquidity in crypto.

Then there's new regulations that are positive for crypto like the mica europe framework that made users in Europe feel more safe to invest in crypto. Then the upcoming clarity act might prove positive as well or another regulation we don't know about. Not to say there won't be regulations to prove negative.

If BTC becomes more mature and stable then whales might feel more comfortable buying BTC for the long term returns and if the general economy is good they might also invest in alts too.

I started learning and investing about crypto around 2 months ago after a friend told me that he did gain some profits in crypto and it made me want to learn more and throw some money in. From the stocks, gold, silver, etc, crypto is more attractive to a new guy wanting to invest in something so more people might join in...

The oldschool crypto investors had losses that made them turn to BTC, ETH or in stocks and other safer investments but i don't believe any of them forgot about the bull runs crypto has. So when positive news come around they might join the ride again based on speculation.

There's a quote that says "history repeats itself". In every bear market people talked negatively, then in bull run all people hyped, fomo'd and made profits, then bear market again, something new in crypto environment, people talked negative, then bull run positive, then another bear market with a new event or regulation in crypto, then again talked negatively, then another bull run, etc... So history repeats itself until now, and maybe history will repeat again but in a different form because something new might happen again that will affect crypto.

So as long as there's liquidity, crypto isn't replaced by anything new and speculation continues crypto won't die, they might evolve but not die.

What do you think?

I am a tax preparer and I have had multiple clients call me this week asking about the new Digital Asset Compliance Portal the IRS sent them a letter telling them they have to enroll in. Watch out, this is a total scam. They are phishing for personal info and seed phrases.

See the Coinbase article for more info.

https://www.coinbase.com/blog/consumer-protection-tuesday-fake-irs-scam

A while back, someone on here shared a game with a genuinely brilliant idea behind it. I won't name it, but it was a great betting game. He first launched it on an Eth L2, and since nobody uses those, it stalled - then he relaunched on Solana and it was buzzing there for months.

The problem: the guy with the genius idea was a terrible dev. The game was bugged to hell. Sometimes you couldn't place a bet and a random person won. In some games people couldn't withdraw their winnings for months - some never got them at all. And people kept playing anyway, because it was that fun. For a couple of months he actually tried to fix things. Then he went quiet, and eventually - after most people had left, worn out by bugs that never got fixed - he took half of what was left of the players' money and walked. (A tiny amount compared to what he could've taken at the peak, so I don't think that was the goal all along.) Classic crypto story. The community was genuinely baffled how someone fumbled something so good so badly.

When it was clearly dying, a bunch of people talked about rebuilding it. One guy even finished a version that never launched, for reasons I never learned. I waited. Eventually, this year, I rebuilt it myself.

This is going to sound like bragging, but I honestly believe my version is better than the original in every way. More game modes, a proper UI, things the original never had, and an actual plan for the future. And most importantly: it works. The bugs are gone. You can always bet, you can always withdraw. And if something comes up, I fix it.

So where is everybody? I personally messaged 50+ people who were active in the original community. People who should remember me. A few were friendly. One accused me of impersonating myself. Most just ignored me. Grand total who came to play even once: four. And at that point every game was massively +EV. The leaderboard payouts alone meant basically every bet paid for itself. Free money, essentially. Still almost nobody.

One notable difference from the original: no native token, for now. We're deep in a bear market, I already had a rough launch on another platform, and the game genuinely doesn't need a token to work. The plan was to launch one later, once the thing was steady, and airdrop it to early players. Except there are almost no early players to airdrop to.

So to attract some attention, I built a way for anyone to spin up a token whose trading fees automatically fund the games - figured that'd be a natural discovery engine. (The tokens launched there can't even be rugged - the dev's buy-in goes straight into the prize pool, so there's no bag to dump.) Launched a few. Some got decent volume, the fees funded plenty of bets. New players from it: one, who made exactly one bet. The only new arrivals were the constant bots and scammers in my chat offering me marketing services.

Here's the number that actually haunts me. Over 400 wallets traded the tokens I launched, 315 SOL of buying across five coins. Every one of those tokens has a link to the site baked right into its metadata, one click from the chart to the game. New human visitors to the site from all of that trading: ten. Not ten who played. Ten who visited, one who bet. Two-thirds of that volume arrived in coordinated same-block cohorts (wallets that were never people to begin with). The rest were mostly flippers who'll buy a token without ever once looking at what it actually is.

So I'm genuinely asking: is it over for the solo builder?

• I won't pay KOLs, and they'd have nothing to shill anyway. They pump tokens, not games - usually right before dumping them on the people who trusted the call.
• Paid trending (for any of the launchpad tokens) is a scam, and even when it creates volume, it only brings traders, not players.
• Is pumpfun to blame? When the original launched, it was maybe one new coin a minute - you could scroll through and actually find a diamond. Now it's a hundred a minute and there's nothing to find.
• Is it that with no native token, there's just no acquisition engine at all? The original had hundreds of players, but it also had a token people were trading and hyping the whole time. Maybe that's what actually pulled them through the door, and the game only kept the few who stuck around. Do people just never show up to play unless there's a ticker to trade first?
• Or is it the bear plus a collapse of trust - the people who got burned on the original are gone, and the ones who didn't have no money left anyway?
• Or has the audience just moved somewhere else? Higher market caps, specialized communities? I looked and couldn't find them. If any of you know where that audience actually is now, that's the thing I most need to hear.

The platform works. I keep shipping. I'm porting it to BSC next. Do I just keep building and wait for discovery to come? Or is the era where one person could ship something genuinely good and have people actually show up simply over?

PS: please, no "crypto is dead" replies. I've read that one every four years.

genuine question, not a set up for anything.

in every cycle there is a batch of tokens with charity in the description. animal shelters, disaster relief, whatever is in the news that month. i have never once seen one produce a receipt. the donation wallet either never moves, or it moves one time, early, for a screenshot, and then nothing.

i am trying to understand whether the structure of the category is broken or i simply have not found those who do it properly.

the argument that it is broken: a creator promising to donate has no enforcement on him. the promise is contained in a description field which he can edit, or in a telegram message which scrolls away. the only thing which makes them send the money is social pressure, and social pressure disappears exactly at the moment when the price falls, which is also the moment when the most money is sitting there.

the argument against that: nothing from the above is a blockchain problem. the problem is that the promise was never on-chain. if the split was enforced at the contract level, and the receiver was a registered org and not a wallet, the objection mostly disappears.

has anybody actually seen the second version implemented? not they said they would, but implemented, with transactions which you can pull up and check.

and a separate question, in which i am less sure: would it even change your behavior? i think i would pick the one where a part goes out the door over the one where it does not, given that everything else is identical. but i genuinely cannot tell if that is true or if i am just telling myself a flattering story about my own trading.

There is an overwhelming amount of information about blockchain, tokenomics, DeFi, wallets, consensus mechanisms, and smart contracts. I’m interested in hearing what experienced people consider the most important fundamentals for a beginner.

My account (UID: 113623867) has been frozen since June 25, 2026. That's over 7 weeks now.

Timeline:

June 25 — account frozen, Compliance Ticket opened (Appeal ID: W202606256C7CC0FB0DFB069460453A), promised a response "within 48 hours." Never updated since. Multiple support tickets — only templated replies: "under review by our Compliance team," "no additional documents required," "unable to provide a timeline." Posted publicly on X and Trustpilot — got the same templated response there too. Filed a formal complaint with AFSA (Astana Financial Services Authority), since Bybit Limited is licensed under AIFC (Kazakhstan). AFSA responded that my account isn't actually held under that entity — it's under Bybit's global structure, which AFSA has no jurisdiction over. They forwarded my complaint to "Bybit Global," which appears to be a courtesy referral with no actual authority behind it. Sent multiple direct emails to compliance@bybit.com asking for: (1) the reason for the review, (2) whether any documents are needed, (3) a timeline, (4) which legal entity actually holds my account. Silence on all of it.

I'm not the only one — Trustpilot and this sub are full of nearly identical stories: indefinite "compliance reviews," no documents requested, no timeline given, no real answer from anyone.

At this point I just want a straight answer: what's actually being reviewed, and when will it end. Sharing this in case others are going through the same thing, and in case it prompts an actual response from someone at Bybit who can look into it.

Any ideas what to do in this situation?

The recent Trezor and SafePal incidents got me thinking about this.

The wallets themselves weren't compromised. The problem was the companies' handling things around them shipping, customer records, contact details.

We spend so much time asking whether a company can secure its own systems, but maybe the bigger question is how secure the entire chain is.

How much should we trust a company if one of its partners can expose the data anyway?

And how did you come to that conclusion? My best estimate is a dip under 50k in and around October. From previous cycle timing, draw downs (taking diminishing returns into account).

Anyone here who bought a lot of crypto in the all-time-high market, or in a bull market. What is your current loss?

Bitcoin is the largest crypto asset by far, yet most of it just sits there.

Is that the point?

Or are we still in the early stages of figuring out what BTC can actually be used for?

President Trump is expected to attend a meeting on Wednesday at 2:30 p.m. ET at the Eisenhower Executive Office Building, next to the West Wing. CFTC Chairman Michael Selig is expected to be there, and an SEC spokesperson confirmed Chairman Paul Atkins will attend as well. Politico first reported the gathering, Bloomberg reported Trump's expected attendance, and Semafor listed invitees including Coinbase, a16z, Kalshi, Paradigm, The Digital Chamber, and Patrick Witt, executive director of the President's Council of Advisers for Digital Assets.

The meeting is a kickoff for the CFTC's Innovation Advisory Committee, which holds its first session on Thursday from 1 to 4 p.m. ET and will be viewable online per its Federal Register notice. Selig named the committee's 35 members in February, among them Polymarket's Shayne Coplan and Kalshi's Tarek Mansour, alongside executives from Cboe, CME, DTCC and Nasdaq. The agenda he released covers three subjects: crypto asset regulation, artificial intelligence, and prediction markets.

That third item is the one to watch. The agenda specifically flags how federal and state authority should divide when it comes to overseeing prediction markets, and recent state litigation and enforcement actions. Selig's position is that the CFTC has exclusive jurisdiction over event contracts, and he has sued several states over their attempts to restrict Kalshi and Polymarket. Baltimore sued both companies last week over sports-related contracts.

Here is the legal reality behind all the choreography. Whether federal derivatives law displaces state gambling law is a preemption question, and preemption gets settled by courts reading a statute or by Congress writing a clearer one. An advisory committee has no power to decide it, and neither does a meeting at the White House. Wednesday and Thursday will produce signals about how the agency intends to act. They will not produce a binding answer.

Sources: The Block, The Bitcoin Act.

Question: should a federal regulator be able to override state gambling law by classifying an event contract as a derivative, or does that call belong to Congress in explicit statutory language? Where you land on this decides whether these products survive the next two years.

I’m trying to learn more about how exactly crypto currencies work. How exactly do crypto currencies move (or not move) in price? How is it determined. What systems/mechanics does it use? Are there any videos/texts that explain this that you recommend?

Hey guys, I'm a student who's recently gotten interested in crypto and downloaded a self-custody wallet. I just want to test how receiving and sending crypto works, but I currently don't have any crypto to try it with.

If anyone is willing to send me around $3 worth of crypto, I'd really appreciate it. There's absolutely no pressure—only send it if you're comfortable. I can provide my public wallet address if needed.

There are a few guys on YouTube I like listening to (Paul Barron, Crypto Sensei). But even Crypto Sensei seems to post a lot of hype and hopeium. I follow Eleanor Terrott on X and she’s really good for White House and breaking news. Beyond that I haven’t found anyone else with good credible info.

I plan on creating my entropy for my other two wallets via dice rolls. Should I create a seed for the Safe 7 or allow Trezor to create it for me? I am reading the the Safe 7 is very good for creating a strong seed phrase. That said I would like to see what others are thinking about this question?

That’s right! It’s 2026 and Gary Vee is on Whatnot (lmao) telling people to go to OpenSea and buy his NFTs. AND PEOPLE DID!

Grifters gonna grift.

Oh and he called himself a hero to entrepreneurs.

It would be hilarious if it wasn’t so absurd.

Welcome to the Daily Crypto Discussion thread. Please read the disclaimer and rules before participating.

Disclaimer:

Consider all information posted here with several liberal heaps of salt, and always cross check any information you may read on this thread with known sources. Any trade information posted in this open thread may be highly misleading, and could be an attempt to manipulate new readers by known "pump and dump (PnD) groups" for their own profit. BEWARE of such practices and exercise utmost caution before acting on any trade tip mentioned here.

Please be careful about what information you share and the actions you take. Do not share the amounts of your portfolios (why not just share percentage?). Do not share your private keys or wallet seed. Use strong, non-SMS 2FA if possible. Beware of scammers and be smart. Do not invest more than you can afford to lose, and do not fall for pyramid schemes, promises of unrealistic returns (get-rich-quick schemes), and other common scams.

Rules:

• All sub rules apply in this thread. The prior exemption for karma and age requirements is no longer in effect.
• Discussion topics must be related to cryptocurrency.
• Behave with civility and politeness. Do not use offensive, racist or homophobic language.
• Comments will be sorted by newest first.

Useful Links:

• Beginner Resources
• Intro to r/Cryptocurrency MOONs ????
• MOONs Wiki Page
• r/CryptoCurrency Discord
• r/CryptoCurrencyMemes
• Prior Daily Discussions - (Link fixed.)
• r/CryptoCurrencyMeta - Join in on all meta discussions regarding r/CryptoCurrency whether it be moon distributions or governance.

Finding Other Discussion Threads

Follow a mod account below to be notified in your home feed when the latest r/CC discussion thread of your interest is posted.

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For the past months I've been building Atrium: a self-hosted, multichain trading dashboard. It trades on the Stellar DEX, holds wallets across chains, Stellar plus Solana today, one wallet per chain with its own receive QR, and is built on a chain-adapter layer designed to add more. Your keys never leave your control, and there's an optional AI analyst (bring your own API key, Anthropic, OpenAI, DeepSeek, local Ollama, whatever) that can propose trades. It never signs anything: every proposal goes through a deterministic policy engine, whitelists, size and loss caps, slippage gates, kill switch, and you decide what executes.

I threw thousands of euros of my own into this project but I kinda ran dry to continue building/testing it so plz:
Aguila1989/trader

Ever notice the only complaint people have about Litecoin is its USD performance over the years?

You never hear anything about it not working when you need it, or the fees are too high, or why is it not on my favorite exchange, or why is it not available to pay with at crypto merchants?

The reason for this is it’s literally an improved version of Bitcoins transactional rails using most of the original code with a few key tweaks. To say Litecoin has no value means you’re saying Bitcoin has no value.

Key thing overlooked, BTC and LTC aren’t really competing with each other. Both handle a different role. BTC more as a store of value first, payment network second, LTC as a payment network first, store of value second. They compliment each other. It’s not a competition for relevance. Both coins are needed and both serve a role.

One day the market will realize this and correct. Either BTC and LTC go to near zero, or LTC catches up to BTC in usd terms. There can’t be a one winner outcome here.

Second one this week - Trezor was first in line. Seems that targeting physical orders - the same attack vector as was the case with Trezor

Bearish on hardware wallets?

Wallet of Satoshi is now going full non custodial by implementing the Spark Protocol. If you want to keep using WoS, you have to generate a Spark key either with them or any other Wallet that has Spark implemented.

The Spark Protocol allows you to use the Lightning Network, but you own the keys (normal lightning you dont)

Physical risk breach - the largest crypto exchange in Israel was hacked. The company attempted to minimize the damage by stating that no credit cards were stolen, however, the identification details and deposit addresses of all customers were likely compromised.

This means that if you deposited a large amount of money into the exchange, you immediately become a target for theft and kidnapping. This data will inevitably reach its target audience - crime families & criminals waiting for the low-hanging fruit of intimidating nerdy dudes with a lot of crypto.

source: https://i.ibb.co/ccTSWSC7/bitsofgold.png

Back in 2013 I bought a small butterfly labs ASIC miner and joined a mining pool called bitminter. I managed to get around 0.75 btc before the miner became usless, i printed off my backup jammed it into shoe box and left it.

I thought I had 0.75 turns out I actually only had 0.25 btc. Still a chunk of change but was not the amount I thought.

That's it, I am sad. I did the hodl on it and it was not as much as I thought. I don't know if I ever had 0.75 or it was left on bitminter but..ya..sad.

Edit: verification I hodl since late 2013 (my sweep yesterday): https://blockstream.info/address/bc1qe8lak2g4m7py0c6xswr0fa6n45pfmksgc23fp8

I only find ones that accept USDC. I've seen "sercices" that do the conversion in Switzerland, but it doesn't seem so safe.

is it even legit? Like I opened a PR, and there’s no response, and I can see there are PRs as old as July 15. Abd none of the Pars have added their address for tips. huh?

Github.com/zechub/zechub

Welcome to the Daily Crypto Discussion thread. Please read the disclaimer and rules before participating.

Disclaimer:

Consider all information posted here with several liberal heaps of salt, and always cross check any information you may read on this thread with known sources. Any trade information posted in this open thread may be highly misleading, and could be an attempt to manipulate new readers by known "pump and dump (PnD) groups" for their own profit. BEWARE of such practices and exercise utmost caution before acting on any trade tip mentioned here.

Please be careful about what information you share and the actions you take. Do not share the amounts of your portfolios (why not just share percentage?). Do not share your private keys or wallet seed. Use strong, non-SMS 2FA if possible. Beware of scammers and be smart. Do not invest more than you can afford to lose, and do not fall for pyramid schemes, promises of unrealistic returns (get-rich-quick schemes), and other common scams.

Rules:

• All sub rules apply in this thread. The prior exemption for karma and age requirements is no longer in effect.
• Discussion topics must be related to cryptocurrency.
• Behave with civility and politeness. Do not use offensive, racist or homophobic language.
• Comments will be sorted by newest first.

Useful Links:

• Beginner Resources
• Intro to r/Cryptocurrency MOONs ????
• MOONs Wiki Page
• r/CryptoCurrency Discord
• r/CryptoCurrencyMemes
• Prior Daily Discussions - (Link fixed.)
• r/CryptoCurrencyMeta - Join in on all meta discussions regarding r/CryptoCurrency whether it be moon distributions or governance.

Finding Other Discussion Threads

Follow a mod account below to be notified in your home feed when the latest r/CC discussion thread of your interest is posted.

• u/CryptoDaily- — Posts the Daily Crypto Discussion threads.
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• u/CryptoNewsUpdates — Posts the Monthly News Summary threads.

I have been very happy with Binance over the years. But with the new European regulations, the MICA, how Greece rejected Binance in the last minute...

Now I am seeing bad stuff and good stuff about Binance.

I was planning to hold my crypto portfolio until 2029. I don't mind keeping it on Binance for a year if they can back into the EU.

But what do you guys think?

Should I just move everything to Coinbase or are there better platforms?

Hi Guys.

I'm currently working on a strategy and I need to source reliable, granular historical liquidation data for crypto perps. So far I can only find tardis.dev that have granular liquidation data(kinda surprising in 2026). Does anyone have any experience with them

Any leads/ vendors you’ve successfully used to backfill this specific data would be hugely appreciated.

I have a large amount of cash still in reserve to make some major moves over the next 2-3 months. I'm approximately 75-80% BTC and been in this space for a very long time. This year I've primarily been buying BTC in the 60k range, February and June were my heaviest months. I also scooped up a bit of ADA earlier this spring at these bargain basement prices but given I have a large position in that I'm thinking that will suffice for now. I also have some ETH but not super excited about that, would rather just buy BTC instead.

However, Solana is an alt I'm considering now and wanted to see what others on here thought of it. I'm also thinking about keeping things simple and just being 100% BTC with the remaining funds I have, but open to other possibilities as well. Just looking to take my time here and weigh my options, not in a rush to make a decision.

Hello has anyone had any issues with the cryptocurrency app website UEX.US I have been having so many issues with their customer service and it's crazy because I go and Reddit and I see people say the opposite. Me and a few other friends having trouble getting access to our funds and the owner is blue bawling us every other day saying he's going to give us money and then ghost us just curious if anyone's having any issues or problems with their own money being taken out of the account and having no access to it

Been building a website. Is it useful to anyone? I feel like I might be headed down Pointless Avenue towards Nobodyneedsthis Street.

I thought it would be useful to have all registered crypto exchanges and regulators in one place. The more I build the less convinced I am that anyone wants this.

Any thoughts?

https://whichcryptoexchange.com/

Since I started trading crypto I started to invest 10 percent of my salary but no positive returns yet on my investments.
Invested in btc and eth but the graph never reached new high again.

Should I still wait for bull run or should step out of crypto ?
It seems like I don’t know the way crypto works.
Unlucky me brought coins on Binance and they started to delist during my downfall.

Is crypto that difficult to understand or I am not taking right steps ?
Pls advice

If you have to boil down blockchain technology to its core essence, it's a ledger.

This is why Bitcoin naturally took its narrative to be a way to transact value. Because, what else can you do with moving immutable tokens around between addresses?

A ledger is all finance is at its base. Everything built on top that is more or less a ponzi scheme, as crypto has proven with every utility narrative in the past, and our debt-based banking system proves by continuously kicking the can down the road for the next generation to deal with.

Now, the new utility narratives in crypto are revenue generating protocols. I'm not going to deny there is value in Hyperliquid. The house casino making money off people gambling is one of the earliest businesses formed after the invention of finance.

But, it isn't really utility on crypto, at least not yet. You're relying on different countries' laws to determine whether them paying you a rev share is allowed. Right now, I'd argue HYPE doesn't actually have any utility because rev share payouts are illegal, and you're making a bet that this will change and that the team behind HYPE will honor the community.

If you ignore any narratives about what will happen in the future, crypto really has no utility outside of being a store of value.

Another narrative today is real world assets (RWA). You can own assets from the old system of finance now on the rails of crypto. This is just totally backwards in my opinion. Because what we've done is use crypto to put a layer on top of our old layer finance. When crypto is supposed to be the layer underneath. Fractional shares and 24/7 trading isn't anything novel. You could build it in the old system if you wanted to, and if settlement is still happening on the old system's rails, then it's not actually cryptocurrency in my opinion. You're just allowing traditional finance to weave its outdated tentacles through the network that was supposed to resist all that.

I feel most of crypto is woefully misguided and doesn't understand what crypto is actually about. Everyone's repeatedly falling for attaching our old system's ways of doing things into crypto.

Before downvoting me, which this subreddit seems to do if you talk about anything other than utility in crypto, I ask you to think about this deeply.

Value is what people decide it is. That is the only reason any token, stock, or real world asset has ever had value.

The actual utility of crypto if you remove all the narratives is that it allows people to form currencies and trade fluidly without any centralized institution. As soon as you introduce centralized institutions, the entire point is lost. This is why Bitcoin topped at $120K in my opinion. It became a community of suits, co-opted by Wall Street, and the main narrative and entire point (value) was lost. Bitcoin went up rapidly because it was against the system. As soon as it became apart of the system, there's not much reason to own it over the S&P500.

It pains me to see crypto taken over by traditional finance and all this nonsense. It is supposed to be a way for the people screwed over by centralized institutions abusing debt and inflation to take back power.

Bitcoin looked like nothing on the surface to people who didn't understand it. While invention of blockchain tech was crucial, I'd argue it wasn't so much about the utility as it was about a generation ravaged by the Global Financial Crisis taking back power from an abusive banking system.

I think this is happening again in crypto for the first time in a long time. It has never been more exciting, if you take off the utility tech blinders off and pay attention to the things that might look like nothing on the surface, but are actually greatly decentralized and stirring up people to unite. It might actually be the next generation's way of taking back power.

but i had to sell my crypto ($75) today so i can pay my credit card debt

i started with $20 3 years ago ???? rip wallet

Large primary raises at peak NFT hype followed by years of lower engagement produced a predictable result: 90%+ floor collapses across most of the major 2021-2022 NFT names. BAYC, MAYC, Azuki, Doodles, CloneX, Moonbirds and the rest of the list. The market eventually stopped paying peak prices for future delivery that was not showing up in daily activity. Holders who entered near the top financed the lesson. In several documented cases, people who held multiple high-floor pieces from these NFT collections absorbed losses measured in the millions.

The pattern repeated often enough that it stopped looking like bad luck and started looking like the business model.

Remove the extraction event and the pattern changes. Doginal Dogs never gave the market a peak to collapse from in the same way. Free mint structure removed the primary capital event. What followed was years of consistent presence instead of years of managing a drawdown narrative. The result is a #1 independent trust score (99/100) and an A+ ethics grade while the extraction cohort is still defined by the size of the holes it left.

What are people’s thoughts on this coin for the next bull run?

It seems to have a strong community and the value is holding well compared to other coins. My head is telling me just go in to Bitcoin as It’s the most proven and solid coin but the gains just won’t be the same as something like SPX.

If not that, what other alt coins are promising for the future?

Hello,

I’m one of those stupid noobs who put €1,000 into crypto a few years ago thinking I’d get rich without even having to look at it.

Of course, I lost quite a lot and had actually completely forgotten I even owned any crypto. I had everything on Binance and logged back in this morning after they sent me an email. I then discovered I still have about €265 left.
I’m in France.

It’s split like this:
DOGE: €111
BTC: €78
ETH: €42
SOL: €17
XRP: €13
SYN: €5

The thing is, if I understand correctly, Binance is no longer properly authorized in Europe, and I don’t want to lose what little I have left.

I also have the Coinbase app, but there’s nothing on it yet. Can I transfer my crypto there, and what would be the best way to do it?

Binance only seems to let me convert some of my holdings into EUR or USDC.

Would you simplify the portfolio into USDC, Bitcoin and Ethereum first, then transfer everything? Is moving to Coinbase a good idea?

Thanks for your help.

I have a sizeable amount of cash still in reserve that I'm looking to deploy later this fall, especially if we get another leg down.

I'm primarily a BTC maxi and been holding for a very long time, it makes up about 75-80% of my portfolio. The rest is ETH and ADA that I'm staking, both of which I've also had for a very long time. I have a VERY large position in ADA that I've had for a while now and I thought about loading up more because it's unbelievably cheap. The fact I could buy 50k ADA for less than $10,000 at under 20 cents is a crazy entry when it was trading at above 50 cents for almost all of 2025. However, I'm also a bit concerned about overexposing to just this one particular alt, which honestly gives me pause to reflect upon some other options.

I'm most likely going to invest at least 50% of this remaining capital into BTC but I'm considering either Link or Solana. I really am not too sure which one I want to go with here, Solana in particular I like because of it's staking rewards but LINK being under $10 I see as a solid entry point. I think both have a good amount of potential going into 2028 and beyond.

However, there's also a part of me that is thinking just going 100% into BTC just to keep things simple. I don't want to overspeculate on alts and looking back on my many years in crypto I would have been way better off just being 100% BTC the entire way through.

I day trade BTC/ETH using VWAP, volume profile and open interest. How do you guys actually build directional bias before the London/NY overlap?

I've been thinking about this while watching the market lately.

Crypto was supposed to give people an alternative to the traditional financial system. Yet so much of the market now revolves around ETFs, institutional money, interest rates and regulators.

And honestly, I'm not sure that's a bad thing.

If institutions bring more liquidity and make crypto easier for normal people to access, that's probably good for adoption.

But there's still something weird about building an alternative to traditional finance and then depending on traditional finance to make it mainstream.

At what point does "crypto adoption" become crypto just becoming another part of TradFi?

Welcome to the Daily Crypto Discussion thread. Please read the disclaimer and rules before participating.

Disclaimer:

Consider all information posted here with several liberal heaps of salt, and always cross check any information you may read on this thread with known sources. Any trade information posted in this open thread may be highly misleading, and could be an attempt to manipulate new readers by known "pump and dump (PnD) groups" for their own profit. BEWARE of such practices and exercise utmost caution before acting on any trade tip mentioned here.

Please be careful about what information you share and the actions you take. Do not share the amounts of your portfolios (why not just share percentage?). Do not share your private keys or wallet seed. Use strong, non-SMS 2FA if possible. Beware of scammers and be smart. Do not invest more than you can afford to lose, and do not fall for pyramid schemes, promises of unrealistic returns (get-rich-quick schemes), and other common scams.

Rules:

• All sub rules apply in this thread. The prior exemption for karma and age requirements is no longer in effect.
• Discussion topics must be related to cryptocurrency.
• Behave with civility and politeness. Do not use offensive, racist or homophobic language.
• Comments will be sorted by newest first.

Useful Links:

• Beginner Resources
• Intro to r/Cryptocurrency MOONs ????
• MOONs Wiki Page
• r/CryptoCurrency Discord
• r/CryptoCurrencyMemes
• Prior Daily Discussions - (Link fixed.)
• r/CryptoCurrencyMeta - Join in on all meta discussions regarding r/CryptoCurrency whether it be moon distributions or governance.

Finding Other Discussion Threads

Follow a mod account below to be notified in your home feed when the latest r/CC discussion thread of your interest is posted.

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• u/CryptoNewsUpdates — Posts the Monthly News Summary threads.

My father just said to me today " Boy, I'm sure glad I decided not to buy into this bitcoin ponzi scheme garbage!"

Over the years this has been uttered (in some similar fashion) at least 8 times before.

And, it was soon followed by bitcoin rocketing to new all time highs.

Which is then followed by my dad saying " Damn, I should have followed my gut and hopped in this time"
--- which just so happens to be my clue to, Sell Now!

I've been doing this since the Silk Road days. I stopped when Mt. Gox took 300+ bitcoin from me! And I'm not saying I would have held onto those coins, but I was doing very well with the erratic up and downs that would happen multiple times a day; almost like clockwork, too!

And so I've seen more than a few ups and downs

In any case, my dad is very good at calling the bottom and very good at calling the top, he just has opposite ways of observing both

The NFT hype seems to be dead for good. Noone is talking about it or investing in it. I feel the same about altcoins. Noone is talking about it, except when the US president tries to scam his fans again. The only coin that people still seem to care somewhat about is Bitcoin, but the public conversation is pretty much dead except those who own it.

There has not been any talk of any new revolutionary coins/tokens in several years, except for perhaps very niche communities?

Honestly. Could crypto (bitcoin) fade into slow death like altcoins and NFTs seem to do?

Tokens can be traded 24/7, settled in seconds, and stored in your own wallet.

But that still doesn’t tell me what happens when something goes wrong.

Consider a tokenised stock, fund or real-world asset.

If the secondary market disappeared tomorrow, would I be able to redeem the token directly?

If so, who actually owes me the money?

If the issuer freezes redemptions, can I make a claim against the issuer, the SPV or the underlying asset?

To me, those questions seem more important than whether the token itself can move between wallets instantly.

Crypto has become very good at proving that I control the token.

The harder question is whether the token gives me an enforceable claim when the normal market stops working.

When evaluating a tokenised asset, do you consider the legal/redemption structure, or do you mostly treat the token and the underlying asset as equivalent?

Delio took bitcoin and ether deposits, paid 12 to 15% a year, and called itself a crypto bank. On June 14, 2023 it froze withdrawals overnight. It was declared insolvent in November 2024.

On August 13, the Seoul Southern District Court sentenced CEO Jeong Sang-ho to 15 years and detained him on the spot over flight risk. Prosecutors had asked for 20.

Here is what actually happened in that courtroom.

The original indictment covered about 2,800 victims and 245 billion won, roughly $175 million. The court acquitted him of all of it. Investigators had seized Delio's entire database from Gabia, the outside company hosting its servers, without letting Delio take part in the search and without handing over a list of what they took. Korean law requires both. The court called the search unlawful and ruled the database and everything built on it inadmissible.

Prosecutors saw that coming and amended the indictment on July 21, adding a smaller backup charge that did not rely on the seized data: about 1,100 victims and 71.5 billion won, roughly $49 million. The court convicted him on most of it, and separately convicted him of using false documents to register as a licensed virtual asset provider.

The broader point: in crypto cases the proof almost always sits on someone else's servers. Grab it sloppily and it vanishes, no matter how real it was.

First instance. Appealable.

Sources: Newsis, Herald Business, Newspim, Asiae.

If the evidence proving someone robbed you is genuine but was collected illegally, should it still count? Korea says no (in general). Do you agree?

Looking for the best platform mainly to stake assets such as sol, ada, eth and dot. The one I am currently using has very low APY percentage.

Also looking for great UI/UX.

Pretty sure the devs silently packed their bags and abandoned ship on $ONE.

I honestly hope none of you are holding this bag because it just refuses to stop drilling down. At this point, if it gets delisted tomorrow, my only reaction would be, yeah ok...

What’s the consensus here? Is this going straight to 0,0000 or below 0,0000? ????

Can we stop saying "there are too many coins" and "there are millions of cryptocurrencies"?

There are only 1,000 layer 1 coins. There are millions of layer 2's. We should be speaking about them that way so the public catches on early and so the space is thought of appropriately.

Layer 2's pump and dump often. They offer almost no value besides speculation or stablecoins.

Layer 1's grow or die with hash.

We should not lump L1's and L2's together as "all cryptocurrency". It makes the space that much more daunting to newcomers, in my opinion. We should rebrand and make clear distinctions from the top positions to the average user in crypto to keep the space accessible and honest.

I received an email from Binance that I am still missing identity verification. I don't see a way to upload a photo or any type of document. I watched a video by Binance on the Binance subreddit and it says to click on the profile icon, then Account, then Identification. On my profile I do not see a profile icon in the top right corner. I only see a notification icon, a Buy Crypto icon, and a Buy/Sell/Convert icon. I went to Basic Verification and entered my Date of Birth, Phone number for SMS notification, address, and social security number. Today I received an email that my verification was unsuccessful. I tried to use the Binance support on Reddit and when entering my email to login for support I get a message that my account does not exist. I have been having this account for a few years but never used it to purchase crypto, trade, or convert. Now I'm curious to know if I have an account with the actual Binance crypto platform or if this is a scam. Does anyone have any advice for me?

Welcome to the Daily Crypto Discussion thread. Please read the disclaimer and rules before participating.

Disclaimer:

Consider all information posted here with several liberal heaps of salt, and always cross check any information you may read on this thread with known sources. Any trade information posted in this open thread may be highly misleading, and could be an attempt to manipulate new readers by known "pump and dump (PnD) groups" for their own profit. BEWARE of such practices and exercise utmost caution before acting on any trade tip mentioned here.

Please be careful about what information you share and the actions you take. Do not share the amounts of your portfolios (why not just share percentage?). Do not share your private keys or wallet seed. Use strong, non-SMS 2FA if possible. Beware of scammers and be smart. Do not invest more than you can afford to lose, and do not fall for pyramid schemes, promises of unrealistic returns (get-rich-quick schemes), and other common scams.

Rules:

• All sub rules apply in this thread. The prior exemption for karma and age requirements is no longer in effect.
• Discussion topics must be related to cryptocurrency.
• Behave with civility and politeness. Do not use offensive, racist or homophobic language.
• Comments will be sorted by newest first.

Useful Links:

• Beginner Resources
• Intro to r/Cryptocurrency MOONs ????
• MOONs Wiki Page
• r/CryptoCurrency Discord
• r/CryptoCurrencyMemes
• Prior Daily Discussions - (Link fixed.)
• r/CryptoCurrencyMeta - Join in on all meta discussions regarding r/CryptoCurrency whether it be moon distributions or governance.

Finding Other Discussion Threads

Follow a mod account below to be notified in your home feed when the latest r/CC discussion thread of your interest is posted.

• u/CryptoDaily- — Posts the Daily Crypto Discussion threads.
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• u/CryptoOptimists- — Posts the Monthly Optimists Discussion threads.
• u/CryptoNewsUpdates — Posts the Monthly News Summary threads.

Some of you might remember Vultisig running an AMA on this sub a while back. Theirs stuck with me, because the pitch stood out: a seedless wallet & MPC tech. It was one of the more interesting security designs I'd seen posted here. The last couple weeks of wallet news brought it straight back to mind, because the things that just went wrong for other wallets are the exact things Vultisig is built to avoid.

Two stories set it off. Late July, a firmware bug in Coldcard caused some units to generate seeds with weak randomness, and attackers reconstructed those seeds remotely and drained them. TRM Labs put it around 1,816 BTC, over $116M. Then the data-leak side of the space kept getting hit. Ledger's 2020 breach exposed roughly a million emails and 272,000 records with names, phone numbers, and home addresses, which got dumped publicly and turned into phishing, extortion, even physical threats at people's homes. More recently a Trezor shipping provider got breached too (their own wallets and infrastructure were fine, it was a third-party fulfillment partner). Different companies but the same two failure modes: a compromised seed, and leaked customer data used to phish you, or worse.

Here is what made me think of Vultisig specifically. Both of those failures need a target that Vultisig does not give them. It is a seedless MPC wallet: instead of one seed phrase or one private key, your key is split into encrypted shares across your own devices (vault shares), and every transaction needs a threshold of them to sign. No single device moves funds alone, and there is no seed phrase in the setup at all. So the Coldcard-style attack has no seed to reconstruct, and a phishing email has no 24 words to ask you for.

The data-leak part is even more basic. Ledger and Trezor have to ship you a physical device, so somebody has to store your name, address, phone, and email, and that is the database that leaks. Vultisig is a free app you download. Nothing gets shipped, so there is no address book to breach, and they say they do not collect user data in the first place. You cannot leak what you never collected.

I am not going to claim any wallet is unhackable, and MPC has its own tradeoffs worth understanding before you move anything. Keep your hardware wallet if it is working for you. The point is that the two things that keep costing people, one bad seed and one leaked customer list, are designed out of this one. Yet again, it goes to show this sub contains great information.

Hey everyone in this reddit, I used to make money off memecoins back in 2024, and it was amazing, but now its pretty grimy, so i would like to start investing some of my paycheck into something so that i could make money in the future. But i don't know where to do my research since its mostly people shilling or idk the term. Any advice where to do my research or what i should invest?

From 2016-2025, nearly every DeFi primitive was about making your assets "productive." DeFi figured out how to use your WBTC as collateral for loans, lend your USDC, stake/restake your eth, etc. It was incredible because you no longer had idle assets, but assets you could leverage for additional yield. This was optimized for a decade, but now there's really nothing new coming out for turning idle assets into productive assets. The next frontier is "hyper-productive assets," where a single asset has multiple streams for becoming productive.

In my research, Katana is the best chain for making hyper productive assets. I'm probably the biggest Katana bull on Reddit, and my conviction is back by results I've achieved due to the chain's features. Since Katana just reintroduced krates (I made a previous post about krates) and re-upped Morpho incentives, I'm going to share some of my strategy and hopefully give everyone some solid alpha and ways to make money, because, well, that's why we're all here.

I farmed stablecoins on katana from the time they announced the chain in June of 2025 through today. While I was farming the stables, I was able to use my vault position as collateral to borrow more stables and loop. This earned me ~6% APY on the stables and KAT tokens. At TGE, this worked out to ~25% APY at TGE, given the KAT price. So all in, I earned ~30% on my stables for the first year.

Now here is where things get really fun and how I've been turning the KAT I earned (and later purchased) into a hyper-productive asset.

Start with the base layer, how KAT becomes productive: avKAT & vKAT. If you hold KAT, you stake it into vKAT or avKAT, an autocompounding vault. Every 2 weeks, users vote on where to direct KAT incentives (right now different LP for swaps), and different pools put up USDC and other tokens as incentives for voting for them. vKAT gives USDC rewards while avKAT compounds automatically. This went live ~ mid April. For every $1000 at TGE in vKAT I've voted with, I've gained ~$250 back (25% raw, ~75% APY) while avKAT has appreciated ~33%, meaning a 120% APY on KAT. The difference is due to KAT depreciating in price and I'm calculating the vKAT on TGE. If base it on price at return, vKAT is ~150% returns APY.

Now how does KAT become hyperproductive? avKAT is composable, as it's a liquid staking token. You can use it as an LP token or in lending protocols. I supply it as collateral on Morpho & borrow against it. There are 3 pools where avKAT can be used as collateral - avKAT:KAT, avKAT:USDC, and avKAT:USDT.

I have roughly 2.5x'd my avKAT exposure by looping in the avKAT:KAT pool. I supply the avKAT, borrow KAT, stake the borrowed KAT for avKAT, resupply avKAT, borrow more KAT, etc. The borrow rate for KAT is currently ~1.5%, has historically been 1-4% with brief spikes to 10-15% when utilization is 100%, while avKAT is returning 30-50% each epoch currently. This loop gives can give you leveraged exposure to avKAT's compounding in the 2-4x range, depending on how hard you push it. It's a positive carry, leveraged loop.

But that's not all. I also keep avKAT to use as collateral to borrow USDC & USDT. The borrow rates are typically in the 2-4% range. Katana recently added incentives to Morpho vaults. In these Morpho vaults, the native supply rate is in the 3-4% range, so the borrow typically is at a breakeven. However, the new incentives are pushing rates to the 6-10% range. As a benchmark, Aave supply rates for stablecoins is 2-5%, and I'm earning 4-6% in stablecoins on my avKAT, while my avKAT is earning 60-100% on itself with the loop. My avKAT does three jobs: compounding as a vault, backing my KAT loop, & backing a stablecoin borrow. One asset, three income streams.

And to go next level, you're earning XP in Katana Quests. Every one of these actions, supplying, borrowing, LPing, holding avKAT, earns XP. That XP redeems for Krates, which pay out more avKAT, which you feed right back into the stack. The farming you're already doing prints a bonus layer of rewards on top. The quest XP gives another ~1% on stablecoins and 1.5% on avKAT, so the stables are now netting 5-7% APY on the avKAT I already hold.

So count the jobs on a single avKAT stack: it compounds itself, it levers into more KAT, it backs a stablecoin borrow, those stables earn in a vault, & the whole thing prints XP for Krates. That's what I call hyperproductive.

"But Timmy, wHeRe DoEs ThE yIeLd CoMe FrOm?" On most chains these APYs are token emissions on a countdown, printed until the budget runs dry, & then the loop collapses. Katana funds it differently. When you bridge an asset onto Katana, its Vault Bridge puts that asset to work in yield strategies on Ethereum instead of letting it sit idle. That yield comes back to the chain as real revenue, & Katana recycles the revenue into the incentives you're farming. Katana is literally running their own hyper-productive strategies for assets bridged to their chain.

Katana is built so your assets never sit still & those who seek yield get insane upside. The hyper-productive capital sitting on top of a revenue engine that recycles into more yield.

Disclaimer about risks: this is leverage on leverage, so respect the liquidation risk & watch your health factors. It is more for active capital managers than set-and-forget. I think the rewards justify the time to monitor. I am not a financial advisor and I am not your financial advisor, I'm simply sharing how I run my own stack.

i dont know what wallet to use to make transfers/send money/receive
im new to this and dont know whats good and whats bad

I bought a small amount a while ago and only checked it again recently. The price collapsed, xcellar.ai seems down, and the official X account appears suspended.

I’m not trying to accuse anyone of anything. I just can’t find a simple explanation or any actual news: was there an exploit, a shutdown, a team update, a delisting, or did the project just fade out?

If anyone followed it closely, has Telegram history, or knows anything about it, I'd appreciate some insight

Long read on how credit card networks work, where they're strong, where they're weak, and how blockchains and stablecoins actually address those weaknesses. And why stablecoin cards are growing in popularity.

This is not AI.

----

Card networks are a marvel of human coordination.

Every second, they process over 25,000 transactions around the world. Each year, they move over $30 trillion across 800 billion payments.

With a tap or a swipe, you can buy just about anything at 175M+ merchant locations. In person or online.

But while making a card purchase feels instant to you, the systems that actually move money from your account to the merchant are not so simple. They rely on pre-internet financial plumbing that imposes real costs on the companies behind your card. Costs that compound when money needs to cross borders.

While hard for the average person to see, these costs have restricted everyone but the deepest-pocketed companies from offering card services. Even for them, whole populations remain unprofitable to serve.

Here, I'll explain how card networks work, identify their strengths and where they’re showing their age. Then I'll explain how stablecoin cards preserve those strengths, while upgrading antiquated financial plumbing for the modern era.

By the end, you'll understand why stablecoins underlie more and more of the world's $30 trillion in card payments each year.

Authorization: the 2-second miracle

To buy your $5 morning coffee, you tap your card and within two seconds the transaction is approved and you’re on your way.

Unbeknownst to you, that tap sets off a series of messages. From the card reader, to the coffee shop's bank, through the card network, to your card issuer. This process confirms that you can afford the coffee, and that the purchase doesn't look like fraud. An approval then races back along the same path. All in two seconds.

This is where the marvel of the system lies. It lets two strangers, represented by two different institutions, transact in an instant, and then move the money later, according to a set of rules neither of you ever had to think about.

It works billions of times a day, the same in Boston or Bogotá, and everywhere in between.

Interchange: the cost of miracles

To accept your payment, the coffee shop hands over a cut of your $5. In the US, usually around 2-3%.

That 2-3% is split among three different companies. The card network (Visa, Mastercard, etc.) keeps a small sliver. Another sliver goes to the payment processor that the merchant uses to accept the card (Square, Toast, etc.). Then the rest goes to the company that issued the card.

The fee that goes to your card issuer is called interchange.

Interchange is the engine that makes the entire system work. Without it, no business would take on the risk and costs associated with issuing your card. It also funds the rewards you likely enjoy, as many card issuers pass a portion of these fees back to you, in the form of cash back, airline miles, and more.

These fees are the cost of using this complex system that magically authorizes billions of transactions a day. 24/7.

But this two-second approval is only the first part of the story. Moving the actual money takes two steps: clearing, then settlement.

Clearing: the great compression

When your coffee purchase was approved, your card issuer sent a message telling your coffee shop you were good for it. Along with an agreement to send the money later.

No money actually moved.

The first step is called clearing. At the end of the day, the coffee shop's bank bundles your transaction with every other, and submits the list to the card network.

The network takes that list, along with lists from the banks of millions of other merchants, and nets everything out into an even simpler list. One that shows what each bank owes, and what each bank is owed.

Clearing is another marvel of the system. It compresses billions of daily transactions into a short list of IOUs between banks.

However, the next step, where the money actually moves, is where the system is starting to show its age.

Settlement: pre-internet financial plumbing

Settlement is the vast behind-the-scenes machinery that shuffles money from your card issuer to the coffee shop's bank. Plus about $80 billion more from every other purchase that day.

Money moves not one coffee at a time, but in massive, netted batches. Banks that owe pay the card network. Then the network pays the banks that are owed. This is effectively when your coffee shop gets paid.

On a debit card, it comes straight out of your account. On a credit card, your card issuer fronts it, and collects from you at a later date.

The system works well enough. You’ve long finished your coffee by this point, and the coffee shop gets paid eventually.

The challenge sits with the company behind your card. It has to make sure it always has enough money on hand when these settlement batches come due. For your coffee purchase, and for the purchases of every other customer it serves.

And it has to do so through systems built in a pre-internet world.

These systems produce lags, which is where the first big problem appears.

Prefunding: the cost of waiting

Settlement runs on bank time.

In the US, most settlement moves through two systems: ACH and Fedwire. One built in the 1970s, the other with roots in 1918. Neither runs on nights, weekends or holidays.

So if you bought your coffee Friday at 5:30pm, the money won’t move to the merchant until Monday morning. Tuesday if it’s a long holiday weekend. And this lag is where the system’s first hidden tax shows up. Not for you or the coffee shop, but for your card issuer.

Your issuer has to be ready to pay for your $5 coffee, and every other transaction from that weekend. Let’s say its customers spend $1M a day, and Monday is a holiday. It’ll need $4M sitting in an account by Friday night waiting to move Tuesday morning.

That idle money waiting for settlement is called prefunding. It's money the card issuer could be using for working capital, or reinvesting in its business. Instead it just sits there, waiting for pre-internet financial plumbing to kick in during banking hours.

Now imagine your card issuer needs to settle $10M or $100M a day. Then it becomes $40M or $400M in idle capital.

There's no fundamental reason it needs to work like this, other than the fact that these settlement systems are heavily entrenched. It's why, historically, card programs could only be run by banks with pockets deep enough to leave that kind of money sitting idle. And it leaves less room for smaller, more nimble issuers.

Cross-border: where the pipes end

Up until now, we've focused on a single US domestic transaction.

One country, one currency, one holiday calendar.

Now imagine you live in Colombia, spending pesos on a card issued locally. You can buy your coffee in Bogotá with the same two-second approval, and your card issuer runs into the same prefunding expense.

What if you buy a Claude subscription online from Anthropic (a US company)? For you, nothing changes. You tap and pay in pesos. But for a cross-border transaction like this, the network must be paid in dollars. Your card issuer now owes a currency it doesn't hold.

US dollar settlement systems (ACH and Fedwire) are only available to US banks. So your card issuer has to do what nearly everyone outside the US does. It opens an account at a bank in New York, converts pesos to dollars, and prefunds it. That bank then settles US dollar transactions on its behalf.

Opening that account takes months of compliance reviews. Funding it takes an FX trade, which takes a spread. And the instructions to move the money travel over SWIFT, a bank messaging network founded in 1973.

This daisy-chain of banks holding money for other banks is called the correspondent banking system.

And it means your card issuer now runs prefunding twice. One pot of idle pesos in Bogotá. One pot of idle dollars in New York. Two holiday calendars to manage.

If your card issuer wants to serve users in Mexico, Argentina, and Europe, it gets more complicated. Each new market means another local bank willing to hold its money, more FX spreads to pay, and more idle capital to lock up. Three more pots, five in all, scattered around the world.

Serving a global audience takes even deeper pockets and a ton of patience. For businesses born on the internet, whose users show up from everywhere on day one, it's a structural mismatch. Global companies are forced into geographic borders.

Enter stablecoins

Stablecoins emerged in 2014, originally as a way to trade in and out of cryptocurrencies like Bitcoin.

They move over blockchains, which are essentially a new kind of database that runs 24/7, 365. Stablecoin issuers back these digital dollars with liquid assets, mostly US Treasuries. As long as each one can be redeemed for a dollar in the banking system, they hold their value at $1.

Stablecoins soon grew popular in emerging markets. Especially among people who wanted the stability of dollars but couldn't get dollar bank accounts.

While having clear advantages over traditional dollars, mainly that they move 24/7 at little cost to anyone with an internet connection, they weren't ready for mainstream adoption. They were technically complex to use, and nearly impossible for merchants to accept.

Enter stablecoin cards

The first stablecoin cards appeared in 2019. They let you spend stablecoins anywhere cards were accepted. But the card issuer simply sold your stablecoins for ordinary dollars and settled with the card networks the old-fashioned way.

The companies behind the card still had to prefund ordinary dollars in a bank account, settle on bank time, through every pre-internet pipe described above. Same as before.

None of the settlement bottlenecks were addressed. They just bolted stablecoins onto the old system.

Enter stablecoin settlement

Then in 2021, Visa became the first major network to accept a stablecoin for settlement.

Visa began letting card issuers settle in USDC, a popular stablecoin, directly with the Visa network. And since blockchains aren't tethered to legacy banking hours, Visa eventually enabled settlement 365 days a year. Mastercard followed suit.

Rain was the first company to offer stablecoin cards that settled 7 days a week, and provides the infrastructure for the majority of these programs.

For merchants, nothing changed. They still got paid out by the card network in their local currency. But this back office upgrade changed the game for the companies behind your card.

Daily settlement eliminated the need to park millions to account for multi-day lags. A single pot of stablecoin collateral could now serve a global audience, breaking reliance on the correspondent banking system.

Serving the world no longer required a banking empire.

Anatomy of a stablecoin card swipe

Let's return to your original $5 coffee purchase. Nothing about the experience changes for you or the coffee shop.

You tap your card or your phone. The same message races from the coffee shop's bank, through the card network, to the company behind your card. The only difference is what it's checking: that you have enough spending power onchain, rather than in a bank account.

The answer comes back along the same path. You're good for it, and it doesn't look like fraud. Two seconds, approved.

The coffee shop hands over its 2-3% fee, split the same three ways. Your rewards still get funded. At the end of the day, your purchase lands on the netted list alongside hundreds of millions of others. That list tells your card company exactly what it owes the network.

Everything from the tap through clearing runs exactly as it always has.

The difference comes when it's time for settlement. The multi-day prefunding pile-up vanishes. Instead, the company behind your card sends the network one lump daily payment in stablecoins, covering your coffee and everything else its customers bought that day.

It can make that payment any day of the year. On a Saturday. On Christmas morning. The network then pays out the merchant banks in regular currency. The same as it always has.

Prefunding, revisited

Recall your Friday evening coffee purchase heading into a holiday weekend. Your card program settling $1M a day no longer has to park $4M to wait for Fedwire and ACH to open Tuesday morning.

Friday's bill gets paid Friday. Saturday's gets paid Saturday. Most of that $4M stays in the program's hands every weekend. More as it scales.

That money goes back to work, funding growth, product, and payroll. Every card program becomes more profitable to run. So more companies launch branded cards, and existing programs expand into markets that never made economic sense before.

The net result is access to more financial services for more people.

Cross-border, revisited

Fly back to Bogotá. Now your card is backed by digital dollars, rather than pesos.

Like many in Latin America, you're happy to save in US dollars. You can buy your local coffee, and your coffee shop can still get paid in pesos through the card network. And you can buy your Claude or ChatGPT subscription just the same.

The difference for the company behind your card is huge. It no longer needs separate idle pots of pesos and dollars sitting in Bogotá and New York. Every bill from the network is due in dollars, and your coffee and Claude subscription are paid from the same stablecoin balance.

This eliminates the need to set up a banking relationship in New York. No FX trade to fund it, no spread to pay. No SWIFT instructions to send.

Similarly, expansion to Mexico, Argentina, and Europe no longer requires a local bank to hold its money, or new holiday calendars to manage. Every new market settles daily from the same wallet. Five pots of idle capital become one.

For a card program, the correspondent banking system just became optional.

Who's building on stablecoin cards

Companies big and small are launching stablecoin cards, creating new financial services that weren’t viable before.

There’s a new class of neobanks focused on narrow markets they know best, like the many teams across Latin America offering dollar accounts to users the banks never served. Internet marketplaces are putting cards in the hands of a global user base without dealing with a patchwork of correspondent banks.

Established institutions that could afford the old way of doing business are finding it cheaper to run on the new one. Like the world's largest remittance company, now sending stablecoins straight to the recipient's phone, spendable through an embedded card the moment they land.

Stablecoin cards make up a small share of card payments today, but judging by who's building on them, that won't be true for long.

The invisible upgrade

You've likely never thought about the authorization, clearing, and settlement systems that transfer your $5 to your coffee shop. Nor should you have to. The same is true with stablecoin cards. They just work, without the average person ever noticing anything has changed.

What people will notice is financial services becoming more abundant. That more companies are able to offer them. And that more institutions are serving people who were never profitable to serve before.

Stablecoin cards have rebuilt settlement from first principles. The rest of the card stack comes next. The messaging protocol behind each swipe still runs on a standard from 1987 and is due for an upgrade. Merchants will increasingly want to be paid out in stablecoins directly. And AI agents will transact with each other in stablecoins, using cards to touch the real economy.

Most importantly, stablecoin cards have made stablecoins compatible with the existing financial system. Famously, mobile phones first had to work with landlines before becoming the standard and producing innovations no one predicted. I expect stablecoins to do the same.

This is where the world is headed. The upgrade is already well underway.

One of Trezor’s shipping supplier has suffered a data breach that exposed sensitive Trezor buyers data.

The leak exposed :
Full names
Adresses
Phone numbers
Email addresses

Expect an increase in phishing attempts. Stay safe people.

Several notorious crypto players, including Jane Street, FTX, and SBF, backed Anthropic across multiple funding rounds. SBF alone provided 80% of Anthropic's Series B funding.

Source: https://techleaks24.substack.com/p/why-zcash-should-be-considered-fraudulent

Anthropic's Claude Opus was reportedly used to find the ZEC bug.

So how likely is it that VCs like Jane Street and Multicoin Capital had early access to Opus and used it to exploit ZEC?

Why are coins moving out of Orchard so quickly now that another shielded pool has been created?

And why is nobody talking about this?

I know there are mobile apps that do this. But then again just about anyone can vibe code something like this using Claude. Would you guys prefer to actually build something on your own using an AI agent (which seems painfully easy to do these days), or do you guys go with the tried and true apps that you can download on Google Play or the Apple App store instead?

There's like half a dozen or so different apps that you can use, but I want to know the ins and the outs and kind of gauge what you guys have to say about this. Discuss!

So I have a project that a client of mine has come to me with a project so users can pay market stall vendors at an event

Effectively these users would have an RFID band that's topped up with said virtual currency then they pay the vendors using the rfid band that has their currency loaded on it

Ideally this would need to be some sort of offline Blockchain that's not reliant on the internet

Is there something pre existing that exists for me to:

1 - a wallet that can be loaded to an RFID system

2 - an open source wallet that can be developed on

3 - A way to create some branded tokens

Any advice is appreciated

To everyone claiming every day that the altcoin season will start soon: The altcoin season was in 2024. You can clearly see it in the charts. Now many coins are lower than in 2022...

I was wondering if anyone uses a Duress PIN and if yes - do you think of it as a good feature? have you ever been in a situation where you had to use it

also how much do you put in the decoy wallet? too little might be suspicious, too much and you lose money

(disclaimer: I work with r/keycard_tech - this is a general question and I’d like to know more)

Every crypto payment provider posts a nice low headline rate then you find out there's a minimum volume, KYC tier, or "enterprise pricing" wall behind it. Anyone actually gotten a straight answer on pricing before going through onboarding, INXY or otherwise?

I paid the $20 fee for the $1,000 challenge balance, as I wanted to test the waters with it first. I am really interested in hearing how it’s going so far for everyone. I’ve got no advice of my own to give, but by all means, I’m also all ears for any words of wisdom.

Welcome to the Daily Crypto Discussion thread. Please read the disclaimer and rules before participating.

Disclaimer:

Consider all information posted here with several liberal heaps of salt, and always cross check any information you may read on this thread with known sources. Any trade information posted in this open thread may be highly misleading, and could be an attempt to manipulate new readers by known "pump and dump (PnD) groups" for their own profit. BEWARE of such practices and exercise utmost caution before acting on any trade tip mentioned here.

Please be careful about what information you share and the actions you take. Do not share the amounts of your portfolios (why not just share percentage?). Do not share your private keys or wallet seed. Use strong, non-SMS 2FA if possible. Beware of scammers and be smart. Do not invest more than you can afford to lose, and do not fall for pyramid schemes, promises of unrealistic returns (get-rich-quick schemes), and other common scams.

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Are there any places that you dont have to register your name to buy/send btc?

Crazy to me that something that is supposed to be decentralized and private, makes you send your license in to purchase....

I run a small remote consulting business and we have been receiving payments from clients across different countries. Some clients prefer paying with local credit cards, while others want to use direct bank transfers like SEPA or ACH. Our main problem is the delay and high conversion fees from standard international banking rails. We are looking into using digital asset payment ramps to speed up settlements and keep conversion costs manageable.

The main requirement is having a gateway that works reliably in multiple countries without locking accounts for random verification delays. Curious what platforms or gateways you guys use to accept client payments smoothly.

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hi i am fairly new to crypto and i am currently trying to send my USDT to coinbase so i can withdraw it but im having a lot of trouble.

it says i need to deposit into my gas exchange fund but i dont know how to do that. i have tried swapping some usdt for a different coin but then it says i have to deposit into something else before i can even do that.

is anyone able to give me a step by step guide on how i can get my USDT to my coinbase account please without losing all of it????

What is your process of researching one before buying?

1. Do you buy on hype and fomo and what big influencers say?

2. Do you just choose one from the top 100 and look at only the mcap, tokenomics, narrative, purpose and choose one you might believe has potential?

3. Or do you dive deeper reading about tokenomics, holders, purpose, github, founders and team, on chain analysis, competitors, users, adoption, revenue and fees, and all these deep research info before buying one?

Sorry if theres any stupid questions through out this, ive never touched crypto in my life.

1. How does one know what currency is coming from a specific wallet? Do you give them some sort of code thats linked to the wallet? If so, how do you get this code?

2. How does escrow work? My understanding is that party X puts their currency into party Zs escrow wallet once party X and Y comes to an agreement, then party Y sends a payment to party X. Once party X receives payment, they release then escrow wallet funds which goes directly into party Ys wallet. If either party doesn't send their side of the payment they can dispute with party Z, who then determines the owner of the crypto in the escrow wallet. Is this correct or am I severely wrong?

3. What should the terms of the agreement look like?

4. How would you dispute it if the other person doesn't release the crypto in the escrow wallet, what would be considered good evidence for the dispute assuming its going through zelle or BOA? Just a start to finish recording untill the dispute is claimed? Wouldnt that risk leaking personal info throughout the recording?

5. Is there anything in particular I should know?

I have a Citi card that allows it. However my Chase, US Bank and Capital One declines the transactions.

Or does anyone know of a provider that kinda masks the purchase as non-crypto?

Can a 24 word seed be made fully analog? Theres always that pesky 24th word that seems to require inputting the first 23 words into software, whichs defeats the purpose of dice doesn't it? Is there anyway of feasibly mmakong a seed completely not just offline, but entirely analog?

Welcome to the Daily Crypto Discussion thread. Please read the disclaimer and rules before participating.

Disclaimer:

Consider all information posted here with several liberal heaps of salt, and always cross check any information you may read on this thread with known sources. Any trade information posted in this open thread may be highly misleading, and could be an attempt to manipulate new readers by known "pump and dump (PnD) groups" for their own profit. BEWARE of such practices and exercise utmost caution before acting on any trade tip mentioned here.

Please be careful about what information you share and the actions you take. Do not share the amounts of your portfolios (why not just share percentage?). Do not share your private keys or wallet seed. Use strong, non-SMS 2FA if possible. Beware of scammers and be smart. Do not invest more than you can afford to lose, and do not fall for pyramid schemes, promises of unrealistic returns (get-rich-quick schemes), and other common scams.

Rules:

• All sub rules apply in this thread. The prior exemption for karma and age requirements is no longer in effect.
• Discussion topics must be related to cryptocurrency.
• Behave with civility and politeness. Do not use offensive, racist or homophobic language.
• Comments will be sorted by newest first.

Useful Links:

• Beginner Resources
• Intro to r/Cryptocurrency MOONs ????
• MOONs Wiki Page
• r/CryptoCurrency Discord
• r/CryptoCurrencyMemes
• Prior Daily Discussions - (Link fixed.)
• r/CryptoCurrencyMeta - Join in on all meta discussions regarding r/CryptoCurrency whether it be moon distributions or governance.

Finding Other Discussion Threads

Follow a mod account below to be notified in your home feed when the latest r/CC discussion thread of your interest is posted.

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I’ve been trying to follow the whole BIP-110 situation, but I’m struggling to separate the technical issues from the politics and personalities involved.

But now that the fork has happened and appears to have failed to gain meaningful hashpower, I’m seeing BIP-110 supporters saying that the current BTC chain is “corrupt” or no longer the real Bitcoin, while some people are essentially treating the BIP-110 chain as Bitcoin. At the same time, there are plenty of people who are very happy with how things turned out and strongly oppose Luke Dashjr and the whole BIP-110 approach.

What I’m particularly interested in is the technical** **side, rather than the personalities. Why did it fail to gain enough miner support? How should we think about the argument that the existing BTC chain has become centralised?

So the whole "MCGA" thing (yes that ticker was literally short for make cro great again) just collapsed over the weekend. Cryptocom, DJT, and a company called Yorkville killed the plan to build a multi billion dollar CRO treasury company. It was supposed to be the first and largest publicly traded CRO treasury, marketed as a huge vote of confidence in the token.

They'd already switched the ticker from YORK to MCGA in anticipation, which, in hindsight, is a wild flex when the deal wasn't even locked in yet. Marszalek was on record saying this vehicle would become the world's largest CRO holder, that it would somehow exceed CRO's own market cap, and that they'd hold "forever." None of that happened. They scrapped it over the weekend citing "prevailing market conditions and shifting business and stakeholder priorities," which is corporate speak for it wasn't working.

CRO slid under $0.05 on the news, lowest since October 2023. Down something like 48% YTD and 70-71% over the past year, depending on which figure you use, 95% below the November 2021 peak. They also killed a second linked deal where Cryptocom was going to service ETFs for Yorkville.

Anyone else think these DAT/treasury plays are mostly just a mechanism to create artificial demand and prop up the token price without any organic use case behind them? Every time one of these falls apart, the underlying token just falls off a cliff because the whole thesis was "a company will buy and hold a bunch of this" rather than actual utility or adoption. I will link the source down in the comments.

Strategy has sold 6,948 BTC in 2026, raising approximately $431.8 million through its Bitcoin monetization program.

At first glance, this may seem bearish. However, the company stated that the sales are part of its treasury and liquidity management strategy rather than a complete change in its long-term Bitcoin approach.

This is an important reminder that corporate treasury decisions are often driven by liquidity needs, financing plans, and balance sheet management—not just market sentiment.

Instead of focusing only on the sale, it may be more useful to ask why the company sold and whether its overall Bitcoin strategy has actually changed.

What do you think? Is this a bearish signal, or simply normal corporate treasury management?

Putin signed Federal Law 282-FZ, "On Digital Currencies and Digital Rights," on August 4. Core provisions go live September 1. The state that spent a decade calling Bitcoin a threat just built a licensed market around it.

What it actually does:

• Retail gets a cage. Non-qualified investors are capped at 300,000 rubles a year, about $3,700, per licensed intermediary, and only in coins regulators designate as liquid. Qualified investors have no cap.
• Exchanges get a registry. State registry supervised by the Bank of Russia, 15M rubles minimum equity, mandatory SRO membership.
• Banks become enforcement. Banks must block transfers when they suspect an unregistered provider is involved.
• Domestic payments stay banned. The carve-out is cross-border trade settlement, which is the actual point given SWIFT exclusion.
• The strange one: holders get judicial protection regardless of whether the assets were ever declared.

Read the last two together and you get the thesis. Moscow is not liberalizing. It is trading legal recognition for visibility. Come out of the shadows, get real property rights, and your flows route through intermediaries the state supervises and banks are obligated to police. Recognition and surveillance arriving as a package deal is the pattern, and it is not just Russia.

I maintain a legal map tracking 140+ countries on six criteria, including whether you can self custody and whether the state can seize it. Russia needed a full rewrite this week.

Sources: Kremlin publication record, TASS, CoinDesk.

Question, and I want real answers not theory: has your government's legal posture ever changed something you actually did? Moved to self custody, switched platforms, moved countries, quietly stopped reporting? Or has none of it ever touched you in practice?

forgot what I used to get, something like “$10 for a signup”? Anyway, definitely over those. Kind of on the hunt for programs that aren’t just a one-and-done deal but keep the commissions coming over time. I've got a bunch of mates who run small businesses and a few folks who are well off, all dipping their toes into crypto and trading like OTC. I’m trying to find them a place that’s all above board, takes care of all the compliance jazz and actually looks after customers so I don’t have to get stuck into each case.

Anyone run into good crypto programs that work with businesses? I'm not interested in the quick payouts but more the steady, ongoing ones. Plus, got to be legit and regulated, right? They're dealing with more complex stuff like OTC trades, crypto for goods and maybe even stuff like luxury journeys and what not. Been peeping into a few options, and came across this Instacoins thing. They seem to handle the OTC stuff and other services decently, might stick with them dependin...

I got tired of opening five different apps to figure out what I'm actually worth, so I built a small tool that merges wallets and exchange accounts into one net worth number. Been using it myself for a while and finally cleaned it up enough to let other people poke at it.

What it does:

• Paste a public wallet address, it checks balances across 20+ chains (ETH, Base, Arbitrum, Optimism, Polygon, BNB, Avalanche, Solana, and more)
• Connect an exchange (Binance, Binance.US, ByBit, others) with a read-only API key
• Everything gets normalized into one dashboard: total net worth, allocation by asset, and what each wallet/exchange contributes

On custody, since I'd ask too:

• Wallets are just public addresses — never asks for a seed phrase or private key, and nothing here can move funds
• Exchange API keys are created with reading enabled and withdrawals disabled, encrypted before they're stored, and never sent back to the browser once saved

It's free right now and I'm specifically looking for people to break it — missing chains, an exchange that should be supported, numbers that look wrong, anything confusing in setup. There's a feedback form on the site that doesn't require an account if you just want to point something out without signing up.

Link: Squidly

Not trying to sell anything, genuinely just want more eyes on it before I put more time into the roadmap. Happy to answer questions about how it works or why I made the calls I did.

On April 18, attackers exploited a weakness in Kelp's LayerZero bridge and minted roughly $293M of unbacked rsETH. Rather than just cashing out, they dumped the fake rsETH straight into Aave as collateral and borrowed real assets against it.

Aave responded by freezing deposits and withdrawals of rsETH. But this didn't contain the damage, it instead spread the contagion. rsETH depositors realized that even with their own funds frozen, they could still use that same collateral to borrow unaffected assets like USDT and USDC. So they did exactly that, in their minds with rsETH potentially going to 0, any recourse they could get was worth it, so they borrowed whatever stablecoin they could, with no intention of ever reclaiming back their collateral. Stablecoin utilization on Aave then shot up to 100%, and yields spiked above 10%, even though stablecoins had zero exposure to the actual exploit.

The situation eventually subsided and utilization normalized. But it exposed something uncomfortable about pooled lending design generally: contagion isn't contained to the affected asset. Any asset sharing a liquidity pool with a compromised one can get dragged into a liquidity crunch, even if it has nothing to do with the exploit itself.

That's the part that seems to have actually done the lasting damage. Users saw that their funds could be affected by risk they had no direct exposure to, and that fear triggered a broader exodus from Aave, and DeFi lending more generally, that a simple freeze couldn't undo.

Aave’s TVL in numbers:

• April 17 (day before the exploit): $25.93B
• April 19 (two days after): $21.80B
• July 21 (three months later): $14.40B

Aave lost over $11.5B in TVL, a 44.5% decline from pre-hack levels. The immediate 2-day fall is clearly hack-driven. What's more alarming is that it didn't stop there, TVL kept sliding for months instead of finding a bottom, this is likely the structural damage. Worth being upfront that this stretch also overlapped with a broader crypto downturn, so not all of that continued bleed can be pinned on Kelp specifically. But the fact that Aave never even stabilized, let alone recovered, four months out is notable regardless of how much is directly attributable.

Context on timing: the Kelp exploit also happened just 17 days after a separate $295M hack on Drift Trade (April 1), also allegedly linked to North Korean state hackers. Between the two, April alone accounted for $644.9M in hack losses, more than half of everything lost to hacks across the first seven months of 2026.

The uncomfortable part for lending protocols broadly: this attack vector, mint fake wrapped or liquid-staking tokens, deposit as collateral, borrow real assets, doesn't require finding a bug in the lending protocol at all. It only requires a bug somewhere upstream in whatever bridge or minting mechanism issues the collateral asset. Aave's contracts did exactly what they were designed to do, and it still took what looks like a permanent TVL hit because of a design property (shared liquidity pools) rather than a code flaw.

Full data and methodology, not just on the Aave/Kelp fallout but crypto hacks in general: https://www.coingecko.com/learn/crypto-hacks-and-exploits-2016-to-2026

After this incident with Cold Card I'm now fully convinced that this forum is generally awful for anything crypto related.

That stupid wallet was shilled all over the place on this forum while everyone was telling those to ditch Ledger for Cold Card. Cold Card, a wallet not even in the top 10, was made by a company with only 5 employees that's been around for roughly as long as Ledger with only 6 figures in 1st. round funding, vs. hundreds of millions with Ledger over several rounds. Ledger has an entire team dedicated to security testing, DonJon, and has even tested Trezor wallets and collaborated with that company to help them bolster their security. These people also say how Ledger is "closed source" when it's in fact 95% open source. Despite these variables, the trolls on here were still promoting some stupid little wallet lol when there were plenty of others to choose from that were clearly from much better companies that have/had the resources to run security tests, offer bug bounties, etc.

You also have a lot of trolls on here that have gone around calling for these insane price targets for the bear market lows, like BTC going to 30k or ETH below 1k. It's very likely we've already hit the low for this bear market OR are very close. Those following these bears too closely will miss the bottom all together.

Then it also seems like a lot of posters from "ButtCoin" also seem to come over to here talking about how BTC has lost it's vibe and that no one cares about it anymore. Meanwhile, this is the opportunity to be accumulating and on par with buying BTC at 20k in 2022 and in the 3k range in late 2018.

Overall, much of the advice on here is terrible and it seems like there aren't many that are here to offer sound advice and input in what is being discussed. This forum has probably resulted in many people making a lot of mistakes or possibly even losing a lot of funds, such as with the suggestion to use Cold Card. I still can't really tell if they are just clueless idiots or intentionally on here to troll and cause harm, it seems like it's a bit of both.

hello if i wanna make a website that accepts card payemnts but pays me in crypto what can i use

preffered - no kyc

Welcome to the Daily Crypto Discussion thread. Please read the disclaimer and rules before participating.

Disclaimer:

Consider all information posted here with several liberal heaps of salt, and always cross check any information you may read on this thread with known sources. Any trade information posted in this open thread may be highly misleading, and could be an attempt to manipulate new readers by known "pump and dump (PnD) groups" for their own profit. BEWARE of such practices and exercise utmost caution before acting on any trade tip mentioned here.

Please be careful about what information you share and the actions you take. Do not share the amounts of your portfolios (why not just share percentage?). Do not share your private keys or wallet seed. Use strong, non-SMS 2FA if possible. Beware of scammers and be smart. Do not invest more than you can afford to lose, and do not fall for pyramid schemes, promises of unrealistic returns (get-rich-quick schemes), and other common scams.

Rules:

• All sub rules apply in this thread. The prior exemption for karma and age requirements is no longer in effect.
• Discussion topics must be related to cryptocurrency.
• Behave with civility and politeness. Do not use offensive, racist or homophobic language.
• Comments will be sorted by newest first.

Useful Links:

• Beginner Resources
• Intro to r/Cryptocurrency MOONs ????
• MOONs Wiki Page
• r/CryptoCurrency Discord
• r/CryptoCurrencyMemes
• Prior Daily Discussions - (Link fixed.)
• r/CryptoCurrencyMeta - Join in on all meta discussions regarding r/CryptoCurrency whether it be moon distributions or governance.

Finding Other Discussion Threads

Follow a mod account below to be notified in your home feed when the latest r/CC discussion thread of your interest is posted.

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Back in 2021 I used to watch Crypto Banter and other Crypto shows I cant remember. The only other one I remember is Alex Becker who was at least funny and self deprecating about the fact he was probably gonna lose money.

Ran Neur and Crypto Banter was my main go to guy for financial advice on crypto in those heady 2021 days and actually he did predict some alt coin rises. Of course, a lot of the predictions didnt come off, not least about the start decline crypto took in 2021 and from which, if everyone is honest, it has never really recovered.

Over the last few years, Bitcoin has risen and fallen but is doing steady. but every other coin has just died, fading away or is nowhere. near their ALT. There is no movement, no new narratives, no new interest no alt coins rising, certainly none with any interesting or plausible use case.

So to save myself from actually watching these shows.... what do they talk about? They cannot be shilling coins, because they must know that whatever coin it is will be down within a week and will die off. Does anyone actually watch these shows anymore? Why?

Hi everyone,

Back in 2019–2020 (Byron era), I created a Daedalus wallet. Unfortunately, over the years I lost both my seed phrase and my spending password.

However, I saved and backed up the entire Daedalus application directory from that time, including:

The secret.key file

acid database files / application state

Full log history and configuration files

Now, 6-7 years later, I'm reaching out to see if the community or developers have built any tools, recovery scripts, or methods to decrypt or extract the private key from a Byron-era secret.key file (or if brute-forcing the spending password via the encrypted file is possible today).

Has anyone successfully recovered funds from a similar legacy file structure, or is there any known open-source tool built by IOG/community devs for this exact scenario?

Note: Please reply in the comments. I will ignore all direct messages (DMs).

Hi everyone,

Back in 2019–2020 (Byron era), I created a Daedalus wallet. Unfortunately, over the years I lost both my seed phrase and my spending password.

However, I saved and backed up the entire Daedalus application directory from that time, including:

The secret.key file

acid database files / application state

Full log history and configuration files

Now, 6-7 years later, I'm reaching out to see if the community or developers have built any tools, recovery scripts, or methods to decrypt or extract the private key from a Byron-era secret.key file (or if brute-forcing the spending password via the encrypted file is possible today).

Has anyone successfully recovered funds from a similar legacy file structure, or is there any known open-source tool built by IOG/community devs for this exact scenario?

Note: Please reply in the comments. I will ignore all direct messages (DMs).

We've had a lot of different bull narratives over the years. Every bull cycle has had its main drivers to help push a "this time we're really gonna make some serious money".

Sure, narrative isn't everything. Cycles seemed to have been the main self fulfilling driving force.

But you still need a narrative for people who buy in so they can rationalize that they made a smart investment choice.

Something that will still make it make sense. Something they can tell their colleagues at the coffee machine without being too much laughed at, or just use to convince themselves that they aren't just blindly gambling.

But it would probably have to be a bigger narrative than ETFs and a crypto President. Since neither of those really produced that big of a bang in the last bull cycle. We experienced the weakest and most disapointing bull cycle. It's gonna make it harder to get people excited about the next one.

Truly an IPhone moment. It does not matter what Bitcoins CAGR is going forward, issuing STRC is already a net loss for shareholders on a Bitcoin per share basis. STRC IPO’d on 7/29/2025. Someone tell the MSTR mods, I’m banned.

Source: www.strategy.com

I'm not very knowledgeable about crypto but I've been enough active to know that there has been a major attack at coldcards wallets due to the hacker guessing the "24 word passwords" correctly? (at least thats how chatgpt explained it to me)

How do i prevent this from possibly happening? Can you even do it? I've been buying on kraken and i know that guessing a password like that is hard but can you make sure that no one guesses your password and if they do can you somehow still prevent access to the coins?

The most important question about tokenized stocks is not whether they trade 24/7. It is which record controls ownership when the blockchain and the transfer agent are temporarily out of sync.

The SEC's January 2026 statement says tokenized securities can be issuer sponsored or created by unaffiliated third parties, and the rights can differ by structure. A May 2026 JPMorgan fund filing goes further. It says a token balance may transfer onchain before the transfer agent updates the Investor Register. Until that process finishes, the recipient is not yet the legal owner, and the transfer may still be rejected.

That creates a gap between holding a token and having the legal rights attached to the underlying security.

Before buying a tokenized stock, I would want the product page to answer five things.

Who maintains the official ownership record?

Can wallet to wallet transfers be rejected after the token moves?

When do dividends and voting rights switch?

What happens if the blockchain and investor register disagree?

Can the token be redeemed directly, or only through an approved intermediary?

Sources

SEC Statement on Tokenized Securities https://www.sec.gov/newsroom/speeches-statements/corp-fin-statement-tokenized-securities-012826-statement-tokenized-securities

JPMorgan Trust IV filing https://www.sec.gov/Archives/edgar/data/1659326/000119312526217424/d44657d485bpos.htm

If an app showed you 24/7 transferability but not these answers, would you treat the token like a stock or like an IOU?

Sharing memories reinforces culture and improves relations between peers. It allows new members to learn community values. Let's talk about the good old times

I’m wondering how funding rates can differ so drastically between platforms.

As of August 8, 2026, 18:27:
Bitget BTCUSDC: +0.0032%
OKX BTCUSDC: -0.03198%

Apart from the fact that longs pay shorts on Bitget while it’s the other way around on OKX, the difference between the funding rates is huge.
Can anyone explain what causes such a massive difference?

One thing I think a lot of newer traders underestimate is how much exchange fees can eat into returns over time.

It's easy to focus on the trading strategy, entry and exit, or finding the next coin, while ignoring the cost of actually making those trades.

There are several things I look at when comparing an exchange:

• Maker vs. taker fees
• Bid/ask spread
• Deposit and withdrawal fees
• Spot vs. futures costs
• Whether there are discounts for using an exchange's native token
• Liquidity, because a low advertised fee doesn't mean much if the spread is terrible

I'm also increasingly skeptical of the phrase "zero-fee trading." A platform can advertise 0% commission while making money through the spread or other charges.

For active traders, even a small difference in fees can add up over dozens or hundreds of trades.

How do you compare exchanges before choosing one?

Do you mainly look at the advertised trading fee, or do you also check spreads, withdrawal costs, and liquidity?

Keen to hear people’s opinions what’s worth the risk ?

Dnenenenrnenenenenbbbnnbbbbbbbbbnnnnnbbbbbbbbbbbrnjdsjdbs

Hey,

Until this day I only invested in bitcoin when it comes to crypto - I do have some ETH but let’s say 98% BTC

I have another 3,000$ I’d like to invest but this time I’m considering investing 50% in BTC and rest in Sol / ETH and I wanted to know what you guys think

Basically I consider other coins as shit coins that doesn’t solve any problem as BTC does but I became more open minded and I feel like I might be missing something

TL;DR: very new to memecoin trading. losing a ton and missing out on quite a lot. need advice from experienced/"profitable" traders on how they choose which coins to put money in, when to exit, whether its worth it and how they deal with losses, dealing with fomo, etc. (I don't need any sarcasm or people telling me not to do it and how unlikely it is to actually make decent money i'd honestly appreciate any positivity because ive seen all the bad things people have to say about memecoins lol because i don't think im gonna stop so please no point in negative comments)

I started messing around with memecoins about a week ago and so far ive only really had a lot of losses. im starting off with small amounts of money because im a bit scared to do more and also curently dont really have the funds to lose THAT much? like i think of it as spending takeout money because i blow a lot on food.

everytime i lose money i lose a lot and the few times i do exit with a profit its like barely anything. What annoys me the most is when i exit early the coin blows up and when i hold the coin bottoms like crazy like its just a stream of bad luck following me </3. I just get this crazy fomo and sometimes while a coin is at its peak i think itll grow more so i put more money in it just to end up as exit liquidity..

For example, im sure u guys know of toad coin which blew up like a day ago. I was actually in the OG which TOAD vamped. I put a fair amount of money (nothing crazy ofc) and i saw when it got vamped people started selling the OG a ton and buying into the vamp that slingor released. i honestly just held because i though they'd circle back to the OG and the vamp might rug (also because i thought if i made the switch id miss out on potential OG profits and lose on the vamp..). The OG basically bottomed in like 3 days and the vamp hit like 10mill?? i regret not putting some money in when it was like at 800k because i saw it all happen (ive gotta be so unlucky).

Like i look at narratives i have faith, hold, then bottom and its just i don;t know if im doing it right lol.

I already know the basic pieces of advcie everyone says "don't risk money u cant afford to lose!! its high risk its hard to get into blah blah" i want some genuinely positive (at least not passive aggressive) advice from people who are experienced/been in this in the long run enough to at least have +ve PnL or mostly +ve.

Just looking to know;
how you guys scout which memecoins to put money in,
whether its worth looking at these big traders and following their trades,
how you guys deal with fomo and the fact that once a coin has past a certain point theres no point in getting in and trying to profit,
how long it took to actually get started (im a week in and i feel hopeless)..
how you decide which narratives are worth investing in, etc.
Just some basic advice/personal stories on trading so i don't feel like its over and stress out about being behind..

Thanks guys!!

bc1qn6ym475a0lr85taatqt5u9hpn3rjs8305hjaq3

I’m just in a pinch till Thursday and need to satisfy the trading itch

As someone who hasn’t been here for very many cycles, I wonder whether there will be another one in 3 years. Genuine question, how come if everyone is expecting it will peak again, how will anyone be able to sell at peak and withdraw anything? I know everyone hates the rookies, but i’d appreciate a genuine answer. I guess the gist of my question is, had crypto become old news, now that more than ever people invest in it?

Welcome to the Daily Crypto Discussion thread. Please read the disclaimer and rules before participating.

Disclaimer:

Consider all information posted here with several liberal heaps of salt, and always cross check any information you may read on this thread with known sources. Any trade information posted in this open thread may be highly misleading, and could be an attempt to manipulate new readers by known "pump and dump (PnD) groups" for their own profit. BEWARE of such practices and exercise utmost caution before acting on any trade tip mentioned here.

Please be careful about what information you share and the actions you take. Do not share the amounts of your portfolios (why not just share percentage?). Do not share your private keys or wallet seed. Use strong, non-SMS 2FA if possible. Beware of scammers and be smart. Do not invest more than you can afford to lose, and do not fall for pyramid schemes, promises of unrealistic returns (get-rich-quick schemes), and other common scams.

Rules:

• All sub rules apply in this thread. The prior exemption for karma and age requirements is no longer in effect.
• Discussion topics must be related to cryptocurrency.
• Behave with civility and politeness. Do not use offensive, racist or homophobic language.
• Comments will be sorted by newest first.

Useful Links:

• Beginner Resources
• Intro to r/Cryptocurrency MOONs ????
• MOONs Wiki Page
• r/CryptoCurrency Discord
• r/CryptoCurrencyMemes
• Prior Daily Discussions - (Link fixed.)
• r/CryptoCurrencyMeta - Join in on all meta discussions regarding r/CryptoCurrency whether it be moon distributions or governance.

Finding Other Discussion Threads

Follow a mod account below to be notified in your home feed when the latest r/CC discussion thread of your interest is posted.

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• u/CryptoNewsUpdates — Posts the Monthly News Summary threads.

Why do I keep seeing things saying pull your crypto off of robinhood?? Is it not safe there? What would be the reason that would require me to move my crypto off of robinhood and what would that look like?

Hello, most of these games seems to be dead now. The companies seems to have switched to other priorities, like blockchain infra, wallets, etc
Sorare seems to be the only one who keeps on going user base and developing the game and ecosystem

This is an update to my earlier post on the court case on 225M USDT frozen from pig butchering scams, The DOJ's Deals with the Devils https://www.reddit.com/r/CryptoCurrency/s/XMFOyo5TfN

This week:

In a proposed settlement, the US DOJ has agreed to give a majority of $225M in verifiable scam victim's funds to Infiniweb, an illegal Philippine Offshore Gaming Operator (POGO) of the infamous Prince Group. It's official.

https://storage.courtlistener.com/recap/gov.uscourts.dcd.281742/gov.uscourts.dcd.281742.85.0.pdf

The DOJ also agreed to that POGO's move for protective order, to shield The Syndicate

https://storage.courtlistener.com/recap/gov.uscourts.dcd.281742/gov.uscourts.dcd.281742.86.0.pdf

This is second theft. A US government-sanctioned crypto scam.

I've been looking at Chainflip and THORChain for cross chain swaps and I'm trying to understand the actual differences between them.

They seem pretty similar and far I saw, ThorSwap has Chainflip integrated, but with a fee on the top of it, So I'm wondering what is worth using, knowing thorswap adds a fee on chainflip's own routes, and chainflip seems ok but is truly expensive, if i'm right, why is thorswap even so famous for? If they just aggregate other routes with a fee on it? It makes no sense

Anyone have recommendations for companies, sites, products, services, subscriptions etc that will take crypto as a form of payment?

(You can skip sites that sell gift cards for crypto)

Please feel free to add any specific artists or creative types that you personally like and will take crypto

Down right now over 40 K in a year I’m just going to hold. I know it’ll come back. Doing nothing sometimes this is the most powerful thing according to a lot of Wall Street accounts that have not been used usually do better where someone has died so I’ll give it at least till the end of the year like I said from the beginning God only knows how long that’ll be?

Does anyone know legitimate ways to earn free crypto without upfront investment?

I'm curious about reputable learn-and-earn programs, faucets, or staking rewards. Any advice on safe platforms to use would be greatly appreciated, as well as tips on what red flags or common scams I should watch out for!

Realistically, what is the ETA on WazirX’s locked 34% INR balance? (Spoiler: It’s not 20 years, but it’s a long wait)

If you were building a crypto portfolio for 2029, what would it look like?
The goal would be to maximise gains while still keeping the portfolio relatively low-risk (by crypto standards).
Excluding BTC and ETH, which altcoins would you personally hold for the next 3 years and why?
I’m interested in hearing different opinions and especially the reasoning behind the coins people choose. Keen to hear what you guys think.

I have a chunk of Dohrnii on Bitcoin.com.

I have been hit with two $250 fees and now it’s asking for $350 to transfer to my cashapp or bank.

Is there anyway I can do something to get it out without having to pay the $350? I’m literally completely tapped. I don’t even care if it loses some value.

I’m completely at a loss here.

ETA: When is Lunera supposed to hit market? I literally just have a couple hundred in it I want to get out.

A couple weeks ago, I received some hype from a financial newsletter I follow about the NatGold launch on Kraken. I created an account, verified it, and deposited my funds in anticipation of a launch. The launch never happened and no information was given as to why.

I want to withdraw my funds, not needing them on the exchange anymore, and the withdrawal simply didn’t happen. I forget the exact timeline, but I contacted Support after a week or two, and then my account was inexplicably canceled.

It has been weeks minimum, maybe over a month, and I still do not have any information as to why am I withdrawal has not processed. And Support is not answering.

I’m seeing all kinds of similar complaints in KrakenSupport sub-Reddit. Something is going on.

EDIT: I’ve been trading crypto since around the time Coinbase was launched. The arrogance of these replies is astonishing. Go look at r/KrakenSupport, tons of people complaining about the same thing

So maybe the aren’t insolvent, hopefully. Why is their communication so piss poor?

Welcome to the Daily Crypto Discussion thread. Please read the disclaimer and rules before participating.

Disclaimer:

Consider all information posted here with several liberal heaps of salt, and always cross check any information you may read on this thread with known sources. Any trade information posted in this open thread may be highly misleading, and could be an attempt to manipulate new readers by known "pump and dump (PnD) groups" for their own profit. BEWARE of such practices and exercise utmost caution before acting on any trade tip mentioned here.

Please be careful about what information you share and the actions you take. Do not share the amounts of your portfolios (why not just share percentage?). Do not share your private keys or wallet seed. Use strong, non-SMS 2FA if possible. Beware of scammers and be smart. Do not invest more than you can afford to lose, and do not fall for pyramid schemes, promises of unrealistic returns (get-rich-quick schemes), and other common scams.

Rules:

• All sub rules apply in this thread. The prior exemption for karma and age requirements is no longer in effect.
• Discussion topics must be related to cryptocurrency.
• Behave with civility and politeness. Do not use offensive, racist or homophobic language.
• Comments will be sorted by newest first.

Useful Links:

• Beginner Resources
• Intro to r/Cryptocurrency MOONs ????
• MOONs Wiki Page
• r/CryptoCurrency Discord
• r/CryptoCurrencyMemes
• Prior Daily Discussions - (Link fixed.)
• r/CryptoCurrencyMeta - Join in on all meta discussions regarding r/CryptoCurrency whether it be moon distributions or governance.

Finding Other Discussion Threads

Follow a mod account below to be notified in your home feed when the latest r/CC discussion thread of your interest is posted.

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• u/CryptoNewsUpdates — Posts the Monthly News Summary threads.

I recently exported the private key for my Robinhood Chain wallet from the Fomo trading app, which I believe uses Privy for its wallet infrastructure, and imported the wallet into MetaMask.

I then sent ETH from another MetaMask wallet to Robinhood, converted it to ETH on Robinhood Chain, and sent that ETH to the wallet I had imported from Fomo into MetaMask. However, when the transaction arrived, I received WETH instead of native ETH.

I tried unwrapping the WETH to ETH on Robinhood Chain. For a few seconds, I could see the native ETH balance in my wallet, but it then appeared to automatically convert back into WETH.

No matter what I try, any ETH in this wallet seems to automatically get wrapped into WETH. Does anyone know why this might be happening or what I’m doing wrong?

Hello! I would like to buy about $200 worth of crypto next Friday. But I don't know which one is worth it. Which one do you recommend?

Stripe's crypto onramp handles KYC for the fiat-to-crypto purchase itself. Their website says the company acts as the merchant of record, handling regulatory requirements and compliance.

It looks like people can create exchanges in the USA with implementing onramp, but where I think the hiccup would come from is holding a master wallet and generating wallets for customers to send and receive from, is consider custody. My understanding is that custodying customer funds generally makes you a money transmitter in the US, which means FinCEN registration plus state-by-state licensing. I don't think the onramp gets any company out of that. I could be wrong though as I am not a lawyer and don't have experience in this market.

The only creative way to sidestep the custody issue entirely: a non-custodial front end on top of a licensed exchange's API.

Is what I stated above correct? Am I missing something here? As I am just surprised people have not taken advantage of the onramp.

Most wallet security checklists start with where the seed phrase is stored. That matters, but a clean backup does not show who or what can still move funds.

A useful permission audit should ask which token allowances remain unlimited, which WalletConnect sessions are active, which exchange API keys can trade or withdraw, which smart accounts still have delegates, which multisig signers remain valid, and which old devices can approve a transaction.

Permissions age silently. A protocol you trusted two years ago may have changed contracts, ownership or maintenance status. Nothing needs to happen today for that forgotten approval to become tomorrow’s attack surface.

Wallets should provide one revocation screen ordered by potential loss. An unlimited approval with no active deposit is more useful to see than a contract address and creation date.

Once or twice a year, I would rather spend twenty minutes revoking old access and reauthorizing the few apps I still use than assume inactivity means safety.

What is the oldest wallet permission you have found still active after you thought you were finished with the app?

Most people know him for buying billions of dollars worth of BTC, but do you think that's his biggest contribution?

Was it convincing public companies, changing the narrative around Bitcoin, educating people, or something else entirely?

Received an email from skrill telling me to sell away my crypto before 20th August 2026. Is anyone else the same or is it a scam email?

How do we see how much people have lost gambling on crypto, I fell for the hype of spell token, doge, shibu as great examples of useless holds.

Seems the alt coins are pumped up when the top 10 real cryptos are at their worst.

Welcome to the Daily Crypto Discussion thread. Please read the disclaimer and rules before participating.

Disclaimer:

Consider all information posted here with several liberal heaps of salt, and always cross check any information you may read on this thread with known sources. Any trade information posted in this open thread may be highly misleading, and could be an attempt to manipulate new readers by known "pump and dump (PnD) groups" for their own profit. BEWARE of such practices and exercise utmost caution before acting on any trade tip mentioned here.

Please be careful about what information you share and the actions you take. Do not share the amounts of your portfolios (why not just share percentage?). Do not share your private keys or wallet seed. Use strong, non-SMS 2FA if possible. Beware of scammers and be smart. Do not invest more than you can afford to lose, and do not fall for pyramid schemes, promises of unrealistic returns (get-rich-quick schemes), and other common scams.

Rules:

• All sub rules apply in this thread. The prior exemption for karma and age requirements is no longer in effect.
• Discussion topics must be related to cryptocurrency.
• Behave with civility and politeness. Do not use offensive, racist or homophobic language.
• Comments will be sorted by newest first.

Useful Links:

• Beginner Resources
• Intro to r/Cryptocurrency MOONs ????
• MOONs Wiki Page
• r/CryptoCurrency Discord
• r/CryptoCurrencyMemes
• Prior Daily Discussions - (Link fixed.)
• r/CryptoCurrencyMeta - Join in on all meta discussions regarding r/CryptoCurrency whether it be moon distributions or governance.

Finding Other Discussion Threads

Follow a mod account below to be notified in your home feed when the latest r/CC discussion thread of your interest is posted.

• u/CryptoDaily- — Posts the Daily Crypto Discussion threads.
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• u/CryptoNewsUpdates — Posts the Monthly News Summary threads.

Instead of constantly complaining in the group chat every time the market dips, I ended up spending the last week building confessional.dev.

It’s an anonymous wall where you send a tiny micro-transaction (~0.0035 SOL) to write your worst trade takes directly into the Solana Memo program forever.

There’s also a banner at the top where you can outbid the current "King of the Hill" if you want to pin your take above everyone else.

Check it out and drop a confession if you want to vent on-chain.

[ Removed by Reddit on account of violating the content policy. ]

Rather than announcements and press releases, sometimes it’s fun to actually see how the technology actually works. Chainlink has been developing this tech for a while, so it’s cool to see it in action

This work is being done for the Central Bank of England. Yes, this is going to be pivotal infrastructure in their new financial system.

I keep telling my brother that when the President of the united states use cryptocurrency to steal 1 million of different investors out of billion of dollars badly damage the already poor image of crypto overall but he keep insisting that it only affected meme coins and barely bitcoin at all since it’s “different” and not the same

To me it sounds completely out of touch with reality … he was a major Trump supporter unsurprisingly and i never liked Trump so i think he is in denial because the man that he kept defending so much is actually largely responsible for all of his crypto going way down recently

There’s other stuff too obviously like the cold card scandal ect. but it’s not helping at all and had a much larger impact on things that most trump supporters that are also crypto nerds wanna admit lol it’s baffling and so frustrating

A couple of years ago I was pretty focused on building a Bitcoin position.

My goal was to get to 0.1 BTC and once I finally got there it almost felt like a switch flipped.

Instead of feeling like I needed more Bitcoin, I actually found myself putting most of my monthly investing into index funds instead. Not because I've lost conviction, but because my overall portfolio feels a bit more balanced that way.

I've noticed something similar with my precious metals too. Once an allocation gets to a point I'm happy with, I'm much more comfortable just letting it do its thing while I build up other areas.

Curious if anyone else has found their investing naturally evolves like that, or if you're still putting most of your monthly investing into Bitcoin.

Just inherited an alright amount, (several thousand) wanting to know whether to lump it in now ? Or dca ? I hear so many answers surrounding crypto, that btc will be 40-50k by September, but then I’m worried the clarity act will pass and I’ll be left on the sidelines. Any advice ? cheers

tldr: roll dice, find the right 256-word range, pray as you brute force, profit.

I'll try and keep this simple and avoid using difficult words.

To generate your own seed phrase, you're good to go even with just rolling some dice, mix them up with a coin flip, or even use a deck of cards.

But the real question is, how do we get the 24th word? There are tools out there that lets you type it on any machine, preferably offline, or even better: permanently air-gapped machine.

What if you don't have an air-gapped machine? There are ways to do it like using a Seed Signer.

But you can (if you're into it) do it manually too. Here's how:

Well, after you get the 23 words, there are 8 valid choices for the final word (8 out of the 2048 BIP39 list). They are distributed so there's exactly one valid word, in every 256-word range. In other words:

• There's only 1 valid word between 1 (abandon) and 256 (cable)
• There's only 1 valid word between 257 (cactus) and 512 (divide)
• There's only 1 valid word between 513 (divorce) and 768 (garment)
• There's only 1 valid word between 769 (gain) and 1024 (lend)

.. so on and on. You get the gist.

Whatever method you pick, you'll want to make sure the 24th word isn't selected manually. Generate it randomly just like the previous 23 words, and use the result as a starting point.

Once you get the 24th word (I'll use "verify" as an example), here are the steps to follow, in simpler terms:

1. The word "verify" is number 1942 on the BIP39 word list
2. Subtract 1 from 1942 to get its 0-based index (counting starts from 0). You'll get 1941
3. Convert this number to an 11-bit binary. You'll get 111 1001 0101
4. Take the first 3 bits (in this case, 111), discard the remaining 8 bits, and append 8 zeroes so it becomes 111 0000 0000
5. Convert this number back to decimal. You'll get 1792
6. Your 24th word checksum can be found from word 1793 to 2048.

Sure, you can just pick any 256-word range (e.g. 1025-1280), but the whole point of generating your own seed is to make it truly random without any human interaction/intervention.

Is trying brute forcing through 256 words a pain? Yes, though probably much less so than calculating your own sha256 checksum manually with pen and paper. This is especially true, if you're using hardware wallets that don't allow you to edit a specific word. (e.g. on Ledger, if the 24-word phrase is invalid, you'll have to input it again from word 1).

But hey, you might get lucky and find the right 24th word on your 10th attempt. Or on your 200th ¯\_(ツ)_/¯

So I suggest printing out the BIP39 word list and crossing them one by one as you try to find the right checksum.

Good luck, and remember: don't trust, verify!

WHY (THING I AM A BAGHOLDER OF) IS QUIETLY (POSITIVE STATEMENT).

[INORDINATELY LONG WALL OF BULLSHIT]

LET ME KNOW YOUR THOUGHTS

Welcome to the Daily Crypto Discussion thread. Please read the disclaimer and rules before participating.

Disclaimer:

Consider all information posted here with several liberal heaps of salt, and always cross check any information you may read on this thread with known sources. Any trade information posted in this open thread may be highly misleading, and could be an attempt to manipulate new readers by known "pump and dump (PnD) groups" for their own profit. BEWARE of such practices and exercise utmost caution before acting on any trade tip mentioned here.

Please be careful about what information you share and the actions you take. Do not share the amounts of your portfolios (why not just share percentage?). Do not share your private keys or wallet seed. Use strong, non-SMS 2FA if possible. Beware of scammers and be smart. Do not invest more than you can afford to lose, and do not fall for pyramid schemes, promises of unrealistic returns (get-rich-quick schemes), and other common scams.

Rules:

• All sub rules apply in this thread. The prior exemption for karma and age requirements is no longer in effect.
• Discussion topics must be related to cryptocurrency.
• Behave with civility and politeness. Do not use offensive, racist or homophobic language.
• Comments will be sorted by newest first.

Useful Links:

• Beginner Resources
• Intro to r/Cryptocurrency MOONs ????
• MOONs Wiki Page
• r/CryptoCurrency Discord
• r/CryptoCurrencyMemes
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Many would assume the "great, free coins" -mentality here, but I want to take more cautious approach, and give a fair warning. It is ofc up to you then, to do whatever you want with this info.

The problem here is, that this fork (BTC->eCash) opens a POSSIBILITY of a loss of your Bitcoin, if you are not careful.

The biggest concern is the replay risk, which, if not properly protected in the implementation, allows you to copy the eCash transaction to BTC transaction. At least in the early stages, this could mean that BTC network accepts the transaction valid, and transfers your BTC to the same address you sent the eCash.

If there are no guardrails on this, we will see scams on this like "Sell me your eCash. I'll buy them for x BTC." And without the guardrails, *buff*, your Bitcoins are stolen.

The difference in the previous main forks (eg. BTC->BCH or ETH->ETC) is, that those forks had different rules, and even if you copied the transaction to the source chain, it would not go through.

I have NOT found any clear indications wether those guardrails are in place. At least there are posts and rumors that say that they are not in place. So I urge you to make sure, before acting.

TLDR:
Check if there are protections in place for replay attack on the eCash implementation before doing anything with your possible forked coins. If in doubt, do nothing. The fork itself won't steal your BTC.

Remember r/place? Millions of Redditors fighting pixel by pixel for canvas space.

I wanted to see what happens when autonomous AI Agents do the same thing with real micro-transactions on-chain.

So I launched The Agentic Micropayments Hub: ???? Pixel Grid: https://micropayments.sagirosenthal.com/pixelgrid/

How the Pixel War works:

• 1,000 x 1,000 canvas.
• $0.001 USDC per pixel on Base Mainnet.
• 1-Hour Hard Lock: Once an agent or user paints a pixel, it is locked for 60 minutes and CANNOT be overwritten by any rival agent!

Zero Gas Fees via EIP-3009:

Agents don't pay gas fees per pixel. They sign gasless EIP-3009 authorizations off-chain, and the backend verifies the signature instantly and settles on Base.

We also built an Arcade Genie Fortune Teller (/genie/) where agents can ask binary questions and get their fortune for $0.001!

Are you building AI agents?
Check out the live specs at https://micropayments.sagirosenthal.com/.well-known/llms.txt and join the canvas battle!

Most trading bots want your keys. Most self-custody wallets give you keys but no trading intelligence. I went the other way: keep the keys on the device, and put the AI agent on the device too.

The agent reads market data, watches positions, and can execute stop-loss / take-profit trades - but every write goes through a hard safety gate with circuit breakers, daily limits, per-trade caps, and a token whitelist. The agent physically cannot touch the seed phrase.

Supports 10 chains, a Web3 DApp browser, and a platform token (R-MAB). Source is public and auditable; download is free.

GitHub: https://github.com/openxcn/AI-Crypto-Wallet Whitepaper: https://red-tough-caribou-72.mypinata.cloud/ipfs/bafkreiaczdqmz3tbfza5zu2k3nzbjk7j6p7tug32fw77kidtq2zfn2dqom

Not financial advice. Do your own research.

Idk Ìf their is anyone who’s actually making money bothering even reading this I’m sure the people and level of success Ì wish I could reach are not here in these threads matter a fact Ì don’t want to be rich Ì want to be financially secure and I just need a way to that that’s easier than Manual labor Ì don’t want that to be my life Ì come from a very poor family but I’m doing better than anyone I know yet I’m still lost I’m willing to work hard Ìt just can’t be a regular job it’s not for me and I say that because they don’t work out people harrass me and I can’t just exist idk what to do anymore Ì wanna be successful Ì don’t know the route Ì don’t have mentors and I hope I can find one thank you Ìf you took the time to read this god bless

Hello,

Please no roasting or anything but a while back I invested in CRO and did the lockup for the card and thankfully got in and out net positive barely. Now I have around $700 in staking and earnings in CRO in the crypto.com app and want to have it in bitcoin while the rest of my bitcoin is on Robinhood(again no roasting I don’t mind it and don’t care). Would it be better to swap it for btc then transfer it or sell it for usd take it to my bank and then deposit into Robinhood and buy?

In the past everyone has been obsessed with 'get-rich quick' and 'what return will i make'.

If we're being honest, the major driver behind the industry has been 'greed', and it shows. Most projects have delivered nothing of real world benefit, since they weren't driven by it (or loosely at best).

Now that is starting to be accepted, reluctantly, by the community. Now is the time for people to start really looking for projects that have a genuine plan to benefit society, which to me has always been the point of Crypto.

My favourite use-case is that tokens allow us to 'vote with our wallets'. If projects should exist because they benefit society in a way you want to see more of, you can use it instead of Fiat via a crypto credit card and hot-swapping, making the project grow and do more of that good thing.

As opposed to Fiat money which in today's world, appears to fuel greed and a reduction of quality the closer it gets to everything. It is not at all efficient in supporting and growing things which actually improve life quality for our shared societies.

(You could argue the philosophy it runs on infecting crypto is what fuelled the sillyness we've been through, instead of crypto's philosophy replacing it).

If that becomes a philosophical switch back to the roots of crypto before everyone got profit obsessed, what that would mean for 'greedy people' is that they'll be looking to invest in the projects which have the greatest impact for good on society and our world, as those are where people are putting/storing their money. A far better system than we live under today.

For me now is the most exciting time in crypto.

I built a project 5 years back, and never launched it, as every time i went anywhere near crypto-events to look for support, i met wall-to-wall scammers who wanted to use my project to steal your money.. so i got the 'ick', called off the launch and stuck it up on the shelf.

I won't mention it here as that's gonna come across as marketing spam, but now the house of cards has begun falling, i am now actually excited about what crypto can bring to the world again, so today i'm gonna dust it off and begin working on it.

Anyone else feeling that way?

I've been wondering this lately.

A lot of people in crypto talk about financial freedom, but almost everyone I know still pays with their bank card every day.

Is it because:

• Spending crypto feels like selling an investment?
• Tax implications?
• Bad UX?
• KYC?
• Existing crypto cards just aren't good enough?

I'm asking because I work on a crypto payments product, and it's been interesting to see how different people's answers are. Sometimes we think the problem is onboarding, while users say they simply don't trust the providers.

So I'm curious:

If someone built the "perfect" crypto payment card, what would it need for you to actually use it instead of your bank card?

I lost my butt in this exchange, and curious who else did ?
I feel like it was a total setup and scam for the rich (top 10) holders to get richer.
Obviously it’s my own fault for not understanding the full dynamics of the coin, or the fact that it even had to pass through legislation for it to be worth something.

Anyway, I was curious of other’s perspective and experience with this particular project.

When I started out, I picked purely on trading fees. Lowest cost per trade, done, didn't think twice about it. Looking back that was kind of a dumb way to choose.

What I've noticed since is that fees are the thing you compare before you sign up, but usability is what decides whether you actually stick around. If the app is confusing or KYC feels like doing your taxes, people will get the heck out. It doesn't matter how cheap the trades were. I've seen people eat a slightly worse fee structure just because onboarding didn't make them want to throw their phone.

That being said, I'm still pretty new to this (humanities student, bear with me), so I might be missing the bigger picture. Things like liquidity/spreads or withdrawal reliability seem like they'd matter way more once you're actually moving real money around, stuff you wouldn't notice until it burns you once.

So genuinely asking people who've been doing this longer: once you're past the "which app doesn't suck to use" stage, what's the thing that actually separates a good exchange from a bad one? Liquidity, withdrawal reliability, compliance, or something else entirely?

For about 10 years now the CFTC and SEC have held that bitcoin is not offered and sold as a security, meaning it's largely unregulated under federal law. The CLARITY Act doesn't much change that and if anything could be argued to increase regulations around bitcoin trading.

One might argue that potential mass adoption hypothetically driven by the CLARITY Act's passage would boost bitcoin values. However bitcoin isn't much used in the provision of services in crypto markets - it's largely a buy and hold asset. And there's not much if any layer two that relies on its chain. In many ways it's its own market segregated from the rest of crypto.

Curious if others have different thoughts.

Just lol at the trolls coming out of the woodwork on here doubling down on the idea that Cold Card was a reputable company and that there were no signs of issues. Then it comes out that they were recommending this wallet to other posters on here and boom, look what happened. That wallet was shilled all over the place on this forum, a wallet that wasn't even in the top 10. None of this would have happened if these people had just stuck with the basic top wallets, and to top it off a Cold Card was expensive AF compared to the others. Are the other wallets perfect, hell no.

To all of you who recommended this garbage wallet, stop posting about crypto and just mind your own damn business, it's obvious you aren't to be taken seriously.

If you've been following the Coldcard mess, a firmware bug weakened how some devices generated seed phrases, and attackers have been brute-forcing them and sweeping wallets.

Absolutely brutal.

Making this post because if you got caught in it (or any hack or theft really), there's a tax angle most people don't think about while they're still in the gut-punch phase. Won't bring the coins back, but it's still worth knowing.

The basic rule: the ATO lets you claim a capital loss on crypto that's actually gone, if you can prove you owned it and it's irrecoverable. That offsets your capital gains, and anything left over carries forward. It won't reduce normal income, only gains.

For a theft like this, evidence is everything. Acquisition records, the wallet addresses, the on-chain trail showing the funds swept out, and a police report. The stronger the paper trail, the cleaner the claim.

A few things to keep in mind however:

Exchange collapses (FTX, Celsius type). You can't claim the day it enters administration. It crystallises when administration finalises, based on what you actually get back. Lots of people try to claim too early.

Worthless tokens you still hold. A coin down 99% but still in your wallet isn't a loss yet, paper losses don't count. If it's still tradeable, selling it even for cents locks in the loss (especially for the pumpfun users ????)

And if you get any compensation later, you reduce the loss by that amount.

If you got hit by the Coldcard thing, might be best to sort the new wallet and your security first, obviously. The tax bit can wait until the dust settles, just don't forget it exists because it does.

View Poll

Everyone on here has obviously heard about the Cold Card hack, where the seed generation with their wallets being incredibly weak and predictable. I've also been seeing some things that suggest the company was aware of this "bug" years ago but yet did nothing about it. It's also interesting to me that it was so heavily shilled/marketed here on reddit.

With this out of the way, here's what I'm seeing with this event.

From what I've seen with a recent update, there were almost 5k wallets drained with a total value over $100m. These people otherwise did everything right but because of this garbage wallet that they used they had their funds essentially vanish. There were even some with short passphrases utilizing a couple words that also were victims of this as well, so people that would have taken some extra steps to try to protect themselves. While this is incredibly unfortunate for these individuals, the panic/freakout over self custody I'm seeing right now is severely overblown.

People are starting to question whether single sig wallets are sufficient and if they should use a passphrase, multi sig, etc. I also can see this event being taken by the media and tradfi institutions and used as a tactic to scare people from utilizing self custody and instead moving to ETFs and other BTC/crypto products. I understand the fear and uncertainty, but there's something that many on here seem to be missing.

As mentioned, this Cold Card hack drained approximately 5,000 wallets. Meanwhile, there are over 22 million BTC addresses with $100+ and 10.4 million with $1,000+. You had this garbage wallet that drained a number of addresses that is MINISCULE compared to the total number of addresses with $100+ worth of BTC in self custody. 1% of 22 million wallet with $100+ in BTC is 220k addresses, so this hack represents approximately 0.02% of these addresses, 1 out of 5000.

Instead of buying from one of the top companies that have sold millions of units (Ledger, Trezor, Tangem, etc.) these people bought some basically no name wallet that ended up having major flaws related to security. A Cold Card was also $250+ from what I saw, when you could have bought a basic Ledger or Trezor model for around $60 or so. The company according to the page I linked below also has a whooping 5 employees as of June of this year lol, to put this into perspective Ledger has over 800 and Trezor with over 200.

Coinkite - 2026 Company Profile, Team, Funding & Competitors - Tracxn

You are more likely to lose your crypto wealth/assets through user error when setting up and/or losing your seeds. If you are concerned about security, consider adding a strong passphrase to your primary seeds.

IF something like this had happened to one of the big cold wallet companies though, the ramifications for the broader crypto space would be enormous. With this said, I do NOT think that the general public will be utilizing self custody as we get into the 2030s and beyond, they'll primarily be boarded onto the crypto train through tradfi institutions.

Welcome to the Daily Crypto Discussion thread. Please read the disclaimer and rules before participating.

Disclaimer:

Consider all information posted here with several liberal heaps of salt, and always cross check any information you may read on this thread with known sources. Any trade information posted in this open thread may be highly misleading, and could be an attempt to manipulate new readers by known "pump and dump (PnD) groups" for their own profit. BEWARE of such practices and exercise utmost caution before acting on any trade tip mentioned here.

Please be careful about what information you share and the actions you take. Do not share the amounts of your portfolios (why not just share percentage?). Do not share your private keys or wallet seed. Use strong, non-SMS 2FA if possible. Beware of scammers and be smart. Do not invest more than you can afford to lose, and do not fall for pyramid schemes, promises of unrealistic returns (get-rich-quick schemes), and other common scams.

Rules:

• All sub rules apply in this thread. The prior exemption for karma and age requirements is no longer in effect.
• Discussion topics must be related to cryptocurrency.
• Behave with civility and politeness. Do not use offensive, racist or homophobic language.
• Comments will be sorted by newest first.

Useful Links:

• Beginner Resources
• Intro to r/Cryptocurrency MOONs ????
• MOONs Wiki Page
• r/CryptoCurrency Discord
• r/CryptoCurrencyMemes
• Prior Daily Discussions - (Link fixed.)
• r/CryptoCurrencyMeta - Join in on all meta discussions regarding r/CryptoCurrency whether it be moon distributions or governance.

Finding Other Discussion Threads

Follow a mod account below to be notified in your home feed when the latest r/CC discussion thread of your interest is posted.

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I was just wondering whether it's still worth trading, especially meme coins. Is there still any point in speculating on them, or has AI completely changed the game?

Not that I was ever anything amazing, but I used to trade altcoins and meme coins back in the day. I was just wondering if it's worth giving it another try, or if that ship has sailed.

Anyone know what’s actually driving the COINDEPO move? I’m seeing it up roughly 11-12% over the last few days and I can’t find much beyond the quarterly buyback and burn announcement. Is that alone enough to move a token this thin, or is something else going on — new exchange listing, whale accumulation, or just low-liquidity drift? Would love to hear from anyone actually holding on the platform.

Krates are back on Katana. If you were around for the pre-deposit campaign you remember them: earn one, open it, get some KAT.

TL;DR - you can earn additional yield in the form of gacha boxes on Katana, and it averages to an extra ~1% on stablecoins and 1.5% on KAT, just for using the same platforms most katana users already use. (This is a longer, detailed post, but you can jump to the math section if your interested in exploring how it works or just ask questions in the comments and I'll try to answer)

So Krates are now part of Katana Quests. Katana quests are a gamified way to earn additional KAT (or USDC for top prizes) by actively participating in defi activities on Katana. Essentially, it's a bonus layer sitting on top of yield you're already earning.

I have been posting posting about and been farming Katana for a while as I find the yields and risk/reward aspect of the opportunities on the chain to be among the best in defi. Krates just make it better.

The setup: XP is earned by doing normal DeFi on Katana, staking KAT for vKAT or avKAT, supplying to vaults, borrowing on morpho, LPing via Charm, and trading. XP accrues daily per dollar deployed. Different XP for different activities.

XP has two uses. In July and every month going forward, unused XP will be used in a raffle. Currently the raffle total prize pool is $15000. The other use is to redeem 350,000 XP for a Krate & open it for an instant reward. Any leftover krate XP gets entered into the raffle & XP resets monthly.

Ok, that's the boring stuff. How does it actually look like when deploying capital, just to calculate some potential increase in returns.

Personally, I only supply to vaults, borrow a little bit, and hold vKAT/avKAT. Here's the baseline math behind $1000 deployed with either USDC/USDT and avKAT. This is the baseline as you can use avKAT as collateral to borrow stables then deploy the stables to loop further, which I do, but that's for another post. This is pure krate return, so you're earning on top of the yield of the vaults.

Supplying USDC on Morpho pays 3 XP per dollar per day, so $1,000 over 30 days is 90,000 XP. Holding avKAT pays 5 XP per dollar per day, so you earn 150,000 XP a month. Next, the Krate costs 350,000 XP & the reward pool this epoch has these published odds:

• Common (69.95%): 277 avKAT and min. 85,000 XP
• Uncommon (25%): 369 avKAT and min. 130,000 XP
• Rare (5%): min. 1,107 avKAT and min. 170,000 XP
• Super Rare (0.05%): 45,421 avKAT or 1,000 in stablecoin

Run the average avKAT across those odds:

• 0.6995 × 277 = 193.8 avKAT
• 0.25 × 369 = 92.3 avKAT
• 0.05 × 1,107 = 55.4 avKAT
• 0.0005 × 45,421 = 22.7 avKAT
• Total: ~364 avKAT per Krate on average.

Since Krates also refund XP, you get about 100,000 back per Krate, or 28.7% of the cost. Loop that refund into more Krates & your XP stretches about 1.4x, so each XP becomes roughly 0.00146 avKAT.

Currently, 1 avKAT = ~1.30 KAT (though this continues to compound every 2 weeks). At KAT ~$0.0045, that's ~$0.0058 per avKAT.

Now the month, per $1,000:

• USDC supply: 90,000 XP -> ~131 avKAT -> ~$0.77. On $1,000 that's about 7.7 bps a month, ~0.9% a year, from the Krate layer alone.
• avKAT: 150,000 XP -> ~219 avKAT -> ~$1.28. About 12.8 bps a month, ~1.5% a year.

So basically, you're earning an extra 1% APY on your stables and 1.5% APY on your KAT for using the same protocols you already were using.

Want more XP on the same capital? Hold avKAT: 31.98% APY & 5 XP per dollar per day, so 5,000 XP/day on $1,000. vKAT shows 47.25% APY at the same 5 XP/$. The KAT LP pools on Charm pay the top rate, 6 XP per dollar per day. Same principle every time: pick the position for its yield, & the XP tags along.

What does the XP turn into? 350,000 XP redeems for one Krate. Every Krate pays out, there are no

I'm not the biggest trader, especially with perps, but traders can feast on this as well. Perp volume pays 1.5 XP per dollar of volume, but if you are leverage trading this creates bonus volume on the same dollar of collateral. A small stack can push a lot of volume, so your dollar goes further on XP than it does sitting in a supply position, at higher risk. If you're a trader, that's the high-octane path.

Though I don't trade, I'm a fan of how Katana aligns with their users. Katana owns its perp venue so the fees are Katana's revenue & they route that revenue back to users as XP & rewards. The more you use their perps, the more they can pay you, because they capture the value instead of leaking it to a third party. The platform earns & it hands a cut back to the people generating the revenue.

So do the math for your own size & risk tolerance. If you're like me & you'd rather earn yield with less drama, sit in Morpho supply or avKAT & let the XP stack on top. If you're a trader, perps stretch your dollar further on XP & feed the venue that funds the whole thing. Either way you're paid twice: the yield on your capital, & the XP that becomes avKAT on top.

Krates are back, & this time your XP has somewhere to go.

Just so everyone is aware, rules state 18+ and questing isn't available in the US and some other jurisdictions (cough cough VPN cough cough).

Will I be the only r/CryptoCurrency user doing this or will I have friends join me?

I’ve become interested in OnRe’s On Chain Yield Coin, ONYC. It gets a steady 10-12% APY from reinsurance underwriting. It can be looped/leveraged on Kamino by borrowing USDC/USDG against it.

Does anybody use this strategy or anything like it for RWA? I’m interesting in using DeFi to have a tiny sleeve of my portfolio achieve a 10% CAGR. Less than 1% though of course.

What additional risks would I be taking? Could it be worth it to loop, or would it be better to just hold the tokens outright?

What other RWA do you guys use in DeFi to get better than average returns? I’m not the most interested in holding majors, I don’t personally believe in the price of BTC or ETH going up.

But I think DeFi is really fascinating and probably had some good opportunities? I just don’t know what I’d personally do to pursue it, safely of course.

I was also interested in LPing for RWA like gold, tokenized ETFs, or tokenized stocks. Wouldn’t that be a benefit in flat or choppy markets, to essentially harvest volatility?

I would just be devastated to be drained or hacked somehow. I know these protocols can get hacked and that doesn’t sit right with me. I’d rather have most of my money in safer ETFs with actual insurance.

I’m thinking about building a gimmick website as a kind of interactive explainer about cryptocurrency security. Here’s the concept:

1 - User clicks a button to generate a random 12-word BIP39 seed phrase
2 - The site derives wallet addresses from that phrase
3 - It checks if those addresses have any balance (spoiler: they won’t)
4 - User can click “next” to get a new random phrase and check again

The idea is to show visually how astronomically unlikely it is to randomly generate a wallet that already has funds - like a testament to how secure seed phrases are.

No cloture = no clarity act before recess. Dems wont help to get 60 votes.

What do you think?

Good or bad considering the additional legislation they wanted to push between the lines ?

I just saw this on my alerts from coindesk for WLD and Worldcoin. Interesting to see if this affects the coins value... thoughts?

https://www.coindesk.com/business/2026/07/24/sam-altman-backed-world-network-secures-fresh-funding-to-fight-online-ai-deepfakes

I am a new Polymarket user and wanted to trade on markets. I recently had 7.2k in my Polymarket and when I woke up overnight, that account balance was withdrawn to a wallet and I did not receive any withdrawal codes.

Can you please explain to me what happened here and if I'm likely to get my money back: https://polygonscan.com/tx/0xd0606122f3a2e1123eae0c21a4d3d2bf5186681d0236a604df551861cd1fb42a

I don’t even know how to start this. I’m sitting here shaking, feeling physically sick. I just lost $10,700 to a hack on the Polygon network (Metamask)

That wasn’t just "crypto money" to me. That was my wedding fund.

I have been saving for over 2 years. I put every single spare dollar into what we thought was a safe wallet. Now, in a matter of minutes, it’s all gone. The wedding we’ve been planning might have to be canceled or postponed indefinitely.

Here is the transaction hash: https://polygonscan.com/tx/0xfd03063823e54b1be8e2902f3b833840bd82f5dc374637887c5b14e66fea7c42

TX Hash: 0xfd03063823e54b1be8e2902f3b833840bd82f5dc374637887c5b14e66fea7c42

Please, if you have any actual, legitimate suggestions on how to track these funds or escalate this before they disappear forever, let me know. I feel so helpless right now.

And to the recovery scammers who are inevitably going to DM me: Do not bother. I know you are going to try to prey on my desperation.

I used to think buying crypto instantly with a debit/credit card was the easiest option... until I realized how much money was disappearing through hidden spreads and payment fees.

After comparing different methods, here's what stood out:

• Spot trading is usually much cheaper than using the "Instant Buy" button.
• Bank transfers often cost far less than credit cards.
• P2P marketplaces can be great if you're careful and only trade with verified merchants.
• Network withdrawal fees matter just as much as trading fees.
• Many "zero-fee" platforms still hide costs through wider spreads.

I also noticed that buying USDT first and then trading on the spot market can sometimes be more cost-effective than buying BTC or ETH directly.

I'm curious how everyone here approaches it.

Questions:

• What's your go-to method for buying crypto with the lowest fees?
• Do you mainly use Spot, P2P, or Instant Buy?
• Which exchange has consistently been the cheapest in your experience?

Looking forward to hearing real experiences rather than advertisements.

I've always thought of Reddit as a place mostly for developers. But the data suggests there are quite a few crypto founders active here. So I'm curious

1. Which subreddits have you found the most valuable?
2. What topics do you come to Reddit for?

I've tried paying with crypto a few times, and the biggest challenge wasn't the payment itself, it was everything before it. Switching between apps, dealing with fees, and making sure I wasn't sending to the wrong address made the whole process feel more complicated than it should be.

Better cryptocurrency payment usability and more user friendly crypto wallets would probably make a huge difference, especially for people new to cryptocurrency for beginners.

What do you think is the biggest thing holding back everyday crypto payments right now?

Hello everybody,

As you may have seen, there will be some new regulations in Vietnam which fine people for trading on unlicensed platforms after September 1st. At the moment, no platform has been licensed or provided for us to transfer our assets to.

I have my assets on Binance. If I sold now, I’d take a pretty huge loss due to the market being so low. I had intended to hold until I saw this news. But now I’m not sure if p2p will be allowed after September 1st, allowing me to sell my assets.

Is anyone else in the same boat? If so, are you going to sell your assets before September 1st?

Holy shit, last night I opened my ledger wallet app on my Mac M3 for the first time in 3-6 months.

Immediately, it asked me for a 24-word recovery phrase. I knew something was wrong so I had AI scan the applications on my computer and found out it was a completely fraudulent app!

I originally had the real app and somehow, it was replaced with a malicious clone app without my knowledge!

Be so careful! Warn your less-savvy friends because this is a Very craft scam

All the news platforms are cheering for a market rally, saying it hit new highs and is going to go even further, but there are so many warning signs.

1. Trump just changed his own narrative. Earlier he said there would be a deal with Iran on Wednesday. Now he's saying it will happen in 48 hours.
2. The US stockpile of missiles is almost used up. That could give Iran the upper hand and make them see the US as being in a weaker position. To show they have the upper hand, they could still close the Strait of Hormuz and refuse to make a deal.
3. Iran has continuously said there will be no deal if Trump keeps threatening them, which he did again just a few minutes ago.
4. Most of the companies driving this rally have something to do with the AI boom, and I think that market has become a bubble that's eventually going to crash hard.

Don't put all your money into this. Maybe only invest what you can afford to lose, but be careful and don't blindly trust Trump.

He accepts these currencies

* USDT TRC20

* USDT BEP20

* TRX

* BTC

I don't know the first two and don't generally know the best way to get them. I'd like to avoid accounts and kyp. I'd like to share 50€ if the amount of money matters. Thanks for the help

One thing I’ve noticed over the last few years is that almost every protocol asks the same question:
“How do we reward our community?”

The answer has almost always been the same:

Print more tokens.

Whether it’s liquidity mining, staking emissions, or farming incentives, many reward systems rely on creating new supply. That can attract users quickly, but it also introduces inflation and often isn’t sustainable unless the protocol keeps growing fast enough to offset it.

That got me thinking about a different question.
What if rewards came from actual economic activity instead of inflation?
That’s the idea behind Flywheel Protocol.

What is Flywheel?
Flywheel is an on-chain distribution protocol.
It isn’t designed to be another token.
It isn’t even designed around one specific project.
Instead, it’s infrastructure that allows a project to define how value flows back to its community.

Think of Flywheel as a programmable distribution engine.
Revenue comes in from whatever sources a project chooses.

The protocol accounts for it transparently.
Then it distributes that value according to rules the project configures.

At its simplest:

Revenue Source
↓
Flywheel
↓
Treasury
↓
Users

The interesting part is that the revenue source doesn’t matter.
It could be:
Creator fees from a launchpad
NFT royalties
Marketplace fees
Protocol revenue
Gaming economies
Manual treasury deposits
Future integrations that don’t even exist yet
Flywheel isn’t tied to one business model.
It’s designed to sit underneath many different ones.

Why make it configurable?
Every community is different.
An NFT project doesn’t reward users the same way a launchpad does.
A game doesn’t reward users the same way a DeFi protocol does.

Instead of forcing everyone into one reward model, Flywheel is designed to let projects configure their own.

For example, a project could choose:

What assets users deposit
Which revenue sources feed the protocol
Reward epochs
Pool weighting
Compounding
Early withdrawal penalties
Burn mechanics
Treasury allocations
Supported payout assets
Future gamification systems
NFT multipliers
LP incentives

Bullion is simply testing one possible configuration.
Another project could choose something completely different without rebuilding the entire reward infrastructure.

Bullion is the first proof of concept
Rather than releasing Flywheel as an abstract idea, we decided to build a live implementation first.
That’s Bullion.
Bullion is running as a public beta to prove the distribution model works before expanding Flywheel into a protocol other projects can integrate.
At the time I’m writing this, Bullion has been live for less than 6 days.

Already, over 153 million Bullion has been deposited into the protocol since going live roughly 2 days ago representing roughly 15.3% of the total supply.
That’s encouraging because it gives us real user behavior to learn from instead of relying only on simulations.

How does Bullion work?
Users deposit Bullion into a shared pool.
Every deposit receives a weight based on:
The amount deposited
The epoch selected
Longer epochs receive higher weighting.
During each reward period, protocol revenue is distributed proportionally according to each participant’s weighted share of the pool.
If your position represents 5% of the total weighted pool, you receive approximately 5% of the revenue allocated for that distribution period.
No emissions.
No newly printed reward tokens.
Just proportional distribution of value entering the protocol.

Auto-compounding
Users can also choose to compound.
Instead of withdrawing rewards every cycle, they can automatically add them back into their deposited position.
As that position grows, so does its weight inside the pool.
Over time, compounding increases a participant’s share without requiring continuous manual deposits.
That creates the “flywheel.”
Protocol activity generates revenue.
Revenue grows positions.
Larger positions earn a larger share of future revenue.
The system reinforces itself through participation rather than inflation.

Why this could scale
This is the part I’m most excited about.
Bullion is only one implementation.
The long-term vision is much larger.
Imagine hundreds of projects all using the same distribution infrastructure.
One launchpad routes creator fees.
An NFT marketplace routes royalties.
A game routes marketplace revenue.
A DAO routes treasury income.

Each project keeps its own identity and business model, but they all share the same underlying distribution engine.
Instead of every team building reward logic from scratch, they configure Flywheel to match their ecosystem.

That dramatically lowers the complexity of launching sustainable reward systems.
It also opens the door to layering additional mechanics on top.

Projects could build quests, loyalty systems, NFT boosts, reputation systems, governance perks, seasonal events, referral programs, LP incentives, and other gamified experiences, all using the same underlying distribution layer.

Flywheel doesn’t replace those systems.
It becomes the foundation they build on.

What about real-world assets?
This is where I think things become really interesting.

As more assets move on-chain, users shouldn’t be limited to earning rewards in only one token.
Instead, projects could eventually allow participants to choose how they want to settle their rewards.

That could mean stablecoins.
It could mean tokenized gold.
It could mean tokenized silver.
Or any supported on-chain asset in the future.

The goal isn’t simply to tokenize real-world assets.
The goal is to make participation in those assets more accessible through decentralized infrastructure.
Someone anywhere in the world with a wallet and an internet connection can participate without needing a traditional brokerage account or local financial institution.
There’s still smart contract risk, market risk, and regulatory uncertainty around RWAs generally, but the direction is compelling.

It’s still early
Bullion is intentionally being used as a beta.
We’re testing assumptions.
Watching how users behave.
Finding edge cases.
Improving the protocol before asking other projects to build on top of it.
Rewards are not guaranteed, and they depend entirely on the economic activity flowing into the protocol.
If no revenue enters Flywheel, there is nothing to distribute.
That’s an intentional design decision.

I’d love feedback
The goal isn’t to convince anyone this is perfect.
It’s to ask whether this is a better direction for crypto.
Instead of building systems that rely primarily on inflation, what if we built infrastructure that distributes actual protocol activity back to participants?
That’s the problem we’re trying to solve.
I’d genuinely be interested in hearing what this community thinks, especially from builders who’ve designed token economies or reward systems before.

Bullion Contract Address on Robinhood: 0xb1814Cd38c7c6F283f7dF1CA15396818f7207AdF

X account: @bullionRH

My X account: @zbits33

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